Housing Authorities in Connecticut

State of Housing in ConnecticutAffordable housing programs

Foreclosed properties in Norwich & New London are being rehabilitated under the Neighborhood Stabilization Stimulus program (NSP). The federal grant program, enacted in response to the national crash of the housing market, seeks to return foreclosed properties to productive use while preventing vacant properties from destabilizing neighborhoods. Eastern Connecticut Housing Opportunities, Inc. (ECHO) was selected to acquire and develop properties in both cities based on its successful experience in building and renovating rental and ownership properties.

A $7.2 million rehabilitation project by Liberation Programs, Inc., the Norwalk complex will contain 18 units of permanent supportive housing for homeless pregnant and parenting women at Gini’s House.

Income Limits

To qualify for housing assistance, families with a very low income are given priority. By law, the Public Housing Authority must give 75 percent of the funds designated for housing assistance to families whose income is at or below 30 percent of the median income in Connecticut, according to the Connecticut Department of Social Services. Qualified income limits vary by household size.

FY 2013 Very Low-Income (50%) Limit (VLIL)
Income Limit Information Median Family Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
FY 2013 VLIL $86,300 $30,200 $34,500 $38,850 $43,150 $46,600 $50,050 $53,500 $56,950
FY 2013 Extremely Low-Income (30%) Limit (ELIL)
Income Limit Information 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
FY 2013 ELIL $18,100 $20,700 $23,300 $25,900 $27,950 $30,050 $32,100 $34,150
FY 2013 Low-Income (80%) Limit (LIL)
Income Limit Information 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
FY 2013 LIL $45,100 $51,500 $57,950 $64,400 $69,550 $74,700 $79,850 $85,000

Eligibility Requirements

U.S. citizens and legal immigrants residing in Connecticut can apply for housing assistance. The Public Housing Authority considers the family's financial assets, monthly expenses and special needs when reviewing applications for housing assistance. Some forms of assistance, such as public housing, may require that the family complete an in-home interview with a caseworker. Approved applicants may need to meet additional requirements to continue to receive assistance, such as paying their portion of the rent on time each month.

Shelter Plus Care (S+C)

Rental assistance is provided through four S+C components:

  • Tenant-based Rental Assistance (TRA) provides rental assistance to homeless persons who choose theState of Housing in Connecticut housing in which they reside. Residents retain the assistance if they move; and the term for grants is 5 years;
  • Sponsor-based Rental Assistance (SRA) provides rental assistance through contracts between the grant recipient and a private nonprofit sponsor or community mental health agency established as a public nonprofit entity that owns or leases dwelling units in which participants reside. The term for grants is 5 years;
  • Project-based Rental Assistance (PRA) provides rental assistance to the owner of an existing structure where the owner agrees to lease the units to homeless people. Residents do not take the assistance with them if they move. PRA grants are also for 5 years of assistance, but an owner may get 10 years of assistance if the owner rehabilitates the property; and
  • Section 8 Moderate Rehabilitation for Single Room Occupancy (SRO) Dwellings provides grants for rental assistance. Assistance is provided for 10 years.

Housing Opportunities for Persons With AIDS (HOPWA)

The HOPWA program was established by the AIDS Housing Opportunity Act and remains the only federal housing program solely dedicated to providing rental housing assistance for persons and their families living with HIV/AIDS. The program provides states and localities with resources and incentives to devise long-term comprehensive strategies for meeting the housing needs of low-income persons living with HIV/AIDS. HOPWA housing support enables these special-needs households to establish or maintain stable housing, reduce their risks of homelessness, and improve their access to healthcare and other support. Housing assistance provides the foundation from which these individuals and their families may participate in advances in HIV treatment and related care.

Loan Guarantee Recovery Fund for Church Arson and Other Acts of Terrorism

Section 4 of the Church Arson Prevention Act of 1996 establishes the Loan Guarantee Recovery Fund under which HUD guarantees loans made by financial institutions to assist certain nonprofit organizations (those described in Section 501(c)(3) of the Internal Revenue Code of 1986) that have been damaged as a result of arson or terrorism.Guaranteed loan funds may be used for activities necessary to address damage caused by acts of arson or terrorism.For the cost of loan guarantees under Section 4, the Secretary was authorized to use up to $5 million of the amounts made available for Fiscal Year 1996 for the credit subsidy provided under the General Insurance Fund and the Special Risk Insurance Fund. Funds are available to subsidize total loan principal, any part of which is to be guaranteed, not to exceed $10 million.

Manufactured Homes Loan Insurance (Title I)

State of Housing in ConnecticutUD insures loans to finance the purchase of manufactured homes or lots. The loans are made by private lending institutions. The maximum loan amount is $69,678 for a manufactured home, $92,904 for a manufactured home and a suitably developed lot, and $23,226 for a developed lot. The maximum limits for combination home and lot loans may be increased up to 85 percent in designated high-cost areas. The maximum loan term varies from 15 to 25 years, depending on the type of loan. Most manufactured home loans are financed through purchases by lenders of retail installment contracts between homebuyers and manufactured home dealers.

Counseling for Homebuyers, Homeowners, and Tenants (Section 106)

HUD is authorized to counsel current and prospective homebuyers, homeowners, and tenants. HUD provides the service through approximately 1,700 HUD-approved counseling agencies. Counseling consists of information on the purchase and rental of housing, money management, budgeting, credit counseling, prevention of mortgage default and rent delinquencies that lead to foreclosure or eviction, home maintenance, fair housing laws, and requirements and guidance regarding the Home Equity Conversion Mortgage application.

Good Neighbor Next Door

The Department wants to make American communities stronger and build a safer nation. The Good Neighbor Next Door program promotes these goals by encouraging persons whose daily professional responsibilities represent a nexus to the needs of the community to purchase and live in homes in these communities. This program makes homes in revitalization areas available to law enforcement officers, teachers, firefighters, and emergency medical technicians.

Manufactured Home Parks (Section 207)

HUD insures mortgages made by private lending institutions to help finance construction or rehabilitation of manufactured home parks consisting of five or more spaces. The park must be located in an area approved by HUD in which market conditions show a need for such housing.

Self-Help Housing Property Disposition

The property must be used for self-help housing for low-income persons. Residents of the property must make a substantial contribution of labor toward the construction, rehabilitation, or refurbishment of the property. HUD has the right to take the property back if it is not used in accordance with program requirements.

Nursing Homes and Facilities

HUD insures mortgages made by private lending institutions to finance construction or renovation of facilities toState of Housing in Connecticut accommodate 20 or more patients requiring skilled nursing care and related medical services, or those in need of minimum but continuous care provided by licensed or trained personnel. Assisted living facilities and board and care facilities may contain no fewer than five one‑bedroom or efficiency units. Nursing home, intermediate care, and board and care services may be combined in the same facility covered by an insured mortgage or may be in separate facilities. Major equipment needed to operate the facility may be included in the mortgage.
Facilities for day care may be included. Existing projects are also eligible for purchase or refinancing with or without repairs (and not requiring substantial rehabilitation) under Section 232/ Section 223(f).

Housing Choice Voucher Program

In general, eligibility for vouchers is limited to:

  • Very low-income families;
  • Low-income families previously assisted under the public housing, Section 23, or Section 8 project-based housing programs;
  • Low-income families that are non-purchasing tenants of certain homeownership programs;
  • Low-income tenants displaced from certain Section 221 and 236 projects; or
  • Low-income families that meet PHA-specified eligibility criteria

Homeownership Voucher Assistance

A public housing agency (PHA), at its option, may provide monthly assistance to families that have been admitted to the Section 8 Housing Choice Voucher program in accordance with HUD regulations, that meet certain criteria, and that are purchasing homes in an amount that would otherwise have been provided to that family as tenant-based voucher assistance.

Choice Neighborhoods

State of Housing in ConnecticutChoice Neighborhoods grants primarily fund the preservation, rehabilitation and transformation of public and HUD-assisted housing. Funds may also be used for the conversion of vacant or foreclosed properties to affordable housing.Grantees must undertake comprehensive local planning with input from residents and the community. A strong emphasis is placed on local community planning for school and educational improvements, including early childhood initiatives. Grantees shall create partnerships with other local organizations including assisted housing owners, service agencies and resident organizations.

Family Self-Sufficiency Program

The Family Self-Sufficiency (FSS) program is administered by public housing agencies (PHAs) with the help of program coordinating committees (PCCs). The PCC usually consists of representatives of local government, employment and job training agencies, welfare agencies, nonprofit providers, local businesses, and assisted families.

Disabilities Act, Section 109, Age Discrimination Act, and Title IX)

HUD programs must comply with federal laws prohibiting discrimination in federally assisted programs or activities.The Age Discrimination Act of 1975 and HUD’s implementing regulations at 24 CFR Part 146 prohibit age discrimination in the provision of services or programs receiving Federal financial assistance.

Healthy Homes and Lead Hazard Control

This program addresses childhood lead-based paint poisoning and other childhood diseases associated with poor housing conditions such as exposure to moisture, mold, poor air quality, lead paint, residential application of pesticides, the presence of allergens, vermin, dust, and other substances that contribute to asthma, and hazardous conditions that increase the risk of injury.

Unemployment in Connecticut

According to the BLS current population survey (CPS), the unemployment rate for Connecticut fell 0.0 percentage points in March 2013 to 8.0%. The state unemployment rate was 0.4 percentage points higher than the national rate for the month. The unemployment rate in Connecticut peaked in August 2010 at 9.4% and is now 1.4 percentage points lower. From a post peak low of 8.0% in February 2013, the unemployment rate has now grown by 0.0 percentage points.

Bridgeport Housing Authority Written by Super User 1917
Norwalk Housing Authority Written by Super User 1622