Housing Authorities in Delaware

State of Housing in DelawareDelaware has six Housing Authorities, the Delaware State Housing Authority, Dover Housing Authority, New Castle County HA, Delaware HA, Wilmington HA, and Newark HA. The Delaware State Housing Authority (DSHA) acts as theState's housing finance agency and as a community development organization.Delaware offers affordable housing programs, rental assistance, first homebuyer program, repeat home buyers’ program as well as other programs.


Applicants to state public housing, rental assistance or any other housing programs have to be income eligible, must pass a criminal background check, must have social security numbers and must submit all requirements.

Guaranteed Housing Program Income Limits

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Housing Trust Fund

The HousingTrust Fund provides funds for the construction, rehabilitation, and preservation of rental homes and for homeownership for extremely low-and very low-income families.The Fund provides funding to developers to preserve, rehabilitate and construct housing, primarily for extremely low-income families. At least 80 percent of the funds must be used for the production, preservation, rehabilitation, or operation of rental housing.

ShelterPlus Care (S+C)

The program provides rental assistance for homeless people with disabilities, primarily those with serious mental illness, chronic problems with alcohol and/or drugs, acquired immunodeficiency syndrome (AIDS), and related diseases. Recipients are chosen on a competitive basis nationwide. S + C has four components:

  • Tenant-based Rental Assistance (TRA) provides rental assistance to homeless persons who choose theState of Housing in Delaware housing in which they reside. Residents retain the assistance if they move; and the term for grants is 5 years;
  • Sponsor-based Rental Assistance (SRA) provides rental assistance through contracts between the grant recipient and a private nonprofit sponsor or community mental health agency established as a public nonprofit entity that owns or leases dwelling units in which participants reside.

Counseling Program

Home buyers and renters are counseled on the purchase and rental of housing, money management, budgeting, credit counseling, and prevention of mortgage default and rent delinquencies that lead to foreclosure or eviction, home maintenance, fair housing laws, and requirements and guidance regarding the Home Equity Conversion Mortgage application. The objective of the counseling is to help homebuyers, homeowners, and tenants to improve their housing conditions and to meet their responsibilities.

Good Neighbor Next Door

Individuals who can help a community as professionals are urged to purchase homes and live in these communities. This program makes homes in revitalization areas available to law enforcement officers, teachers, firefighters, and emergency medical technicians. Each year, HUD sells a limited number of properties from its inventory at a 50 percent discount to eligible persons in the above professions.

Assisted-Living Conversion Program

State of Housing in DelawareThis program provides funding for the physical costs of converting some or all of units in an eligible development into an assisted-living facility. These facilities are designed to accommodate frail elderly and people with disabilities who can live independently, but need assistance with activities of daily living (e.g., assistance with eating, bathing, grooming, dressing, and home management activities). Facilities must provide supportive services, such as personal care, transportation, meals, housekeeping, or laundry.

Manufactured Home Parks

HUD insures mortgages made by private lending institutions to help finance construction or rehabilitation of manufactured home parks consisting of five or more spaces. The park must be located in an area approved by HUD in which market conditions show a need for such housing.

Self-Help Housing Property Disposition

The property must be used for self-help housing for low-income persons. Residents of the property must make a substantial contribution of labor toward the construction, rehabilitation, or refurbishment of the property. HUD has the right to take the property back if it is not used in accordance with program requirements.

Nursing Homes and Facilities

Assisted living facilities and board and care facilities may contain no fewer than five one‑bedroom or efficiency units. Nursing home, intermediate care, and board and care services may be combined in the same facility covered by an insured mortgage or may be in separate facilities. Major equipment needed to operate the facility may be included in the mortgage. Facilities for day care may be included.

Housing Choice Voucher Program

Eligibility for vouchers is limited to:

  • Very low-income families;
  • Low-income families previously assisted under the public housing, Section 23, or Section 8 project-based housing programs;
  • Low-income families that are non-purchasing tenants of certain homeownership programs;
  • Low-income tenants displaced from certain Section 221 and 236 projects; or
  • Low-income families that meet PHA-specified eligibility criteria

Family Self-Sufficiency Program

The Family Self-Sufficiency (FSS) program is administered by public housing agencies (PHAs) with the help of programState of Housing in Delaware coordinating committees (PCCs). Supportive services most commonly provided to FSS program participants are child care, transportation, remedial education, and job training. The major components of the FSS program are a contract of participation between the PHA and the family, an individualized training and services plan for each participating family member, and an interest bearing escrow account. Credits to a family’s escrow account are based on increased income earned by family members during the term of their contract. On completion of the FSS contract, a family may claim its escrow account, if no family member is receiving welfare assistance.

Unemployment Rate in Delaware

The Bureau of Labor Statistics reported in March 2013 that the unemployment rate for Delaware rose by 0.1 percentage points in March 2013 to 7.3%. The state unemployment rate was 0.3 percentage points lower than the national rate for the month. From a post peak low of 7.0% in February 2012, the unemployment rate has now grown by 0.3 percentage points. This means that the demand for affordable public housing and assisted rent in Delaware may equal the demand in other states and the rest of the country.