Housing Authorities in District of Columbia

State of Housing in District of ColumbiaThe Department of Housing and Community Development (DHCD), the District of Columbia Housing Authority in Capitol Street, and the Community Connections at Pennsylvania Avenue provide assistance to residents of DC through the following housing programs:

Employer assisted Housing Program
The Employer Assisted Housing Program (EAHP) helps employees of the District of Columbia Government who are first-time homebuyers in the District. Employees of District government agencies may be eligible for matching down payment funds up to $1,500 and a deferred loan of up to $10,000. The maximum allowable purchase price is $417,000.

Foreclosure Prevention

DHCD, through a network of DC community-based organizations, provides counseling services for homeowners who are behind in their mortgage payments, or who are subject to foreclosure.

Home Purchase Assistance Program

The Home Purchase Assistance program provides interest-free loans and closing cost assistance to qualified applicants.State of Housing in District of Columbia This program provides the applicant with the opportunity to purchase houses, condominiums, or cooperative units. The loan amount is based on a combination of factors, including income, household size, and the amount of assets that each applicant must commit towards a property’s purchase. Loans provided are subordinate to private first trust mortgages. Eligible applicants can receive a maximum of $40,000 in gap financing assistance and an additional $4,000 in closing costs assistance. The HPAP 0% interest loan is deferred for the first five-years, and amortized over 40 years.


To be eligible for HPAP assistance, the applicant must meet the following criteria:

  • Be the head of the household and a first-time homebuyer.
  • Be a low-to-moderate income resident, based on the Department’s standards.
  • Cannot have had ownership interest in any residential real estate within the three years prior to application.
  • The purchased home must be the borrower’s primary residence and must be located within the District of Columbia.
  • Possess a good credit rating.

Applications for HPAP assistance are prioritized based on the following:

  • Low-income, elderly, handicapped, disabled or displaced District residents.
  • Other District residents.
  • Non-residents who have been employed in the District for one year prior to application.
  • Non-residents who have lived in the District for three years
Maximum Homebuyer/ Tenant IncomeHousehold Size
1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
Extremely Low Income (0-30%) 22,600 25,800 29,050 32,250 34,850 37,350 40,000 42,600
Very Low Income (31-50%) 37,650 43,000 48,400 53,750 58,050 62,350 66,650 70,950
Low Income(51-80%) 49,200 56,200 63,250 70,900 75,900 81,500 87,150 92,750
  • Income eligible
  • Pass a criminal background check
  • Preferential status:
  • Persons who are homeless due to natural disasters.
  • Persons who are homeless due to public action.
  • Persons with emergency needs (such as domestic violence victims, persons with medical emergencies, or homeless persons facing an immediate threat to their health and safety.
  • Veterans and local residents.

To be eligible to live in state public housing, a household must typically earn no more than 80 percent of the area median income. Income guidelines vary from year to year and region to region. To live in state assisted elderly public housing, you must be at least 60 years old. If you are a person with a disability, you must meet certain criteria to be eligible for state or federal housing for disabled persons.

  • Tenants residing in elderly/handicapped public housing pay 30% of net income and do not pay for any utilities.
  • Tenants residing in the family public housing development pay 30% of net income and pay for some utilities.
  • Tenants residing at our "off-site" family housing program pay 32% of net income and do not pay for any utilities.

DC Government employees include the personnel at all DC Government agencies, including the Metropolitan Police Department and DC Public Schools, and employees at DC public charter schools. DC Government employees must be employed in good standing for one year to qualify, with the exception of public school and public charter school teachers, police officers, fire fighters, and emergency medical technicians, who are eligible at the time of appointment.

Home Purchase Rehabilitation Program

The Home Purchase Rehabilitation Pilot Program provides applicants under the DHCD’s suite of Home PurchaseState of Housing in District of Columbia Assistance Programs an additional option for becoming first-time homebuyers. The purpose of the program is to allow first-time homebuyers in the District to purchase homes that require limited repairs to address health, safety and building code violations.

Rehabilitation Loan Amount:
The minimum rehabilitation loan for the FHA 203(k) streamline is $5,000 and the maximum is $35,000. The limited repairs must be completed within six (6) months of the loan closing date when a Home Quality Inspection (HQI) is due.The applicant must apply for HPAP with a Community Based Organization (CBO) and attend general HPAP training. The applicant must also attend a separate mandatory 203(k) streamline class. HPAP applicants who have received a Notice of Eligibility from the Greater Washington Urban League are eligible for the pilot program.

Eligible Repairs:Eligible rehabilitation repairs with 203(k) loans include:

  • Repair/replacement of roofs, gutters, and downspouts.
  • Repair/replacement/upgrade of existing HVAC systems.
  • Repair/replacement/upgrade of plumbing and electrical systems.
  • Repair/replacement of flooring.
  • Minor remodeling of kitchen that does not involve structural repair.
  • Painting, both interior and exterior.
  • Weatherization, including storm windows, doors, insulation, weather stripping, etc.
  • Accessibility improvements for persons with disabilities.
  • Purchase and installation of appliances, including free-standing ranges,refrigerators, washers/dryers, dishwashers and microwave ovens.
  • Basement finishing and remodeling that does not involve structural repairs.
  • Lead-based stabilization or abatement of lead-based hazards.
  • Repair/replace existing exterior decks, patios, or porches.
  • Window and door replacements and exterior wall residing.
  • Septic system repair or replacement.


The District’s Home Purchase Assistance Program, Employer Assisted Housing Program and Negotiated Employee Affordable Home Purchase Program provide financial assistance for low- and moderate-income households and District Government employees for the purpose of first-time home purchase.

Housing Counseling

DHCD, through a network of community-based organizations, provides counseling services and training to tenants,State of Housing in District of Columbia potential homeowners, and current homeowners. Specific topics include foreclosure prevention, managing personal credit, applying for program assistance, managing the home purchase process, homeowner training, apartment locating, and other services that assist residents with housing needs.

Lead Safe Washington
The Lead Safe Washington Program (LSW) provides grant funds for the identification and control of lead-based paint hazards. Deteriorated lead-based paint and lead-contaminated dust present significant health hazards to individuals of all ages, and children younger than six-years-old in particular.

Negotiated Employee Affordable Home Purchase Program

DHCD provides funding for the development of rental, homeownership and community facility projects that serve District of Columbia neighborhoods.

SFRRP Programs

The Single Family Residential Rehabilitation Program (SFRRP) provides loans and grants with a possible maximum usage of up to $75,000 for home repairs. The funds assist households finance home repairs that will address DC building code violations, threats to health and safety, and roof repairs or replacement.

Effect of Unemployment on the Housing Crisis in DC

The BLS reported that the unemployment rate for District of Columbia fell 0.1 percentage points in March 2013 to 8.5%. The state unemployment rate was 0.9 percentage points higher than the national rate for the month. The unemployment rate in District of Columbia peaked in November 2009 at 10.4% and is now 1.9 percentage points lower. From a post peak low of 8.4% in December 2012, the unemployment rate has now grown by 0.1 percentage points. The waiting list for housing programs in DC is said to be five times longer than the list a decade back.

District of Columbia Housing Authority Written by Super User 1811
Guam Housing & Urban Renewal Authority Written by Super User 1968