Housing Authorities in Florida

State of Housing in FloridaPrivate and public agencies in Florida work together to bring help to low-income families by providing them with affordable housing. The programs are:

Assisted Living Facilities
Assisted Living Facilities in Florida may provide assistance with personal care services including medications. Facilities may hold one of three licenses: an extended congregate care license which allows facilities to provide more extensive day to day living assistance and nursing services to residents; a limited nursing services license which allows certain nursing services set forth with state regulations; and a limited mental health license that allows facilities to serve low-income, chronically mentally ill residents.

In the state of Florida, a resident must be capable of performing day to day living activities with supervision or assistance, not require 24-hour nursing supervision, be free of stage II, III, or IV pressure sores, be able to participate in most social and leisure activities, be ambulatory, and not display violent behavior in order to be admitted into an Assisted Living Facility. A resident must be discharged if he or she is no longer able to meet this criterion, or is bedridden for more than seven days.

Workforce Housing

In the year 2006 and 2007, the Florida State Legislature issued some bills since problems related to housing affordability had cropped up As such Florida housing assistance program was set up that addressed this impending issue. The program was meant to foster private partnerships in order to manage, build and fund workforce housing.

Rental Housing Programs

Under this the major programs would be:-

  • Florida Affordable Housing Guarantee.
  • Home Investment Partnerships.
  • Elderly Housing Community Loans.
  • Low Income Housing Tax Credit Program.

Florida Community Development Organization

The Florida Community Development Organization has formulated certain federal programs that help in community and housing development. In the year 1974, Congress established this program by issuing it under the Housing and Community Development Act Title I. The major objectives of this program are:-

  • To address all the emergency community development needs in Florida and to work towards preventing rise in slum dwellings.
  • To work towards the benefit of the moderate and the low income groups.
  • To extend financial help in the development of housing in rural areas and small cities.
  • To work towards housing preservation and rehabilitation.
  • To address street and drainage improvement.
  • To invest in economic development activities and develop parks.
  • Agencies in Florida Housing Assistance Programs

Fannie Mae is a government based entity that has been set up by Congress with an objective to enhance affordability andState of Housing in Florida stability in the mortgage and housing market. It works with the government in order to make the funds available for rental housing and house ownership.Freddie Mac had been working towards sustainable homeownership and other housing assistance programs like Relief Refinance Mortgage, Home Affordable Mortgage Program and the like.Habitat for Humanity Orlando relies on donations from corporations, foundations, congregations, and individuals to build homes. In return, the homes that are built with these donated funds are sold to each new homeowner at cost and financed with a 20-year, interest-free mortgage. The principal portions of the mortgage payments are added to our “Fund for Humanity” and are used to build more new homes.

There are some other organizations that work towards extending housing assistance program in Florida.

  • Disabled Housing Assistance
  • Homeowner’s Association Info
  • Low Income Emergency Home Repair
  • Mobile Home Regulations

Mobile Homes Regulation

To ensure that mobile homes are constructed safely and in compliance with HUD's Manufactured Housing Construction and Safety Standards, the manufacturer has to employ engineers to certify that the design of the mobile home is consistent with the proper standards.Piers are the supporting legs of the mobile homes that keep them sturdy and anchored to the ground.

Good Neighbor Program

This program provides immediate and long-term financial assistance to income-qualified customers that are senior citizens age 65 and older, families with children under the age of five, and disabled persons living independently. It is designed to help qualified customers during the peak heating and cooling months of the year when the need is greatest. The program offers: a 25% credit to electric service each month as funds are available.

Neighborhood Weatherization

The program is made possible through a partnership with Tampa Hillsborough Action Plan (THAP), a non-profit agency that distributes Tampa Electric-provided energy-saving kits at no cost. To qualify, your total household income may not be more than 200 percent above the national poverty level. Preference is given to elderly (60 years-plus) or physically disabled residents, families with children under 12 and households with a high energy burden

Weatherization Assistance Program

The Weatherization Assistance Program provides grants to community action agencies, local governments, Indian tribesState of Housing in Florida and non-profit agencies to fund energy saving repairs to low-income homes in all counties. Grants are allocated based on a formula combining population and weather data and an average of $2,600 may be spent on each home. The type of measures include insulation, weather stripping, water heater wraps and reduction of air infiltration. Furnaces and air conditioning systems may be repaired or replaced. An energy audit and diagnostic testing must be performed on each home. The house data is entered into a computer software program and a printout is provided. The print out is evaluated to determine the measures that, if addressed, should reduce the energy consumption of the home thus lowering the client's monthly utility bill.

Income Limits for Housing Programs

1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
$23,850 $27,250 $30,650 $34,050 $36,800 $39,500 $42,250 $44,950
$14,350 $16,400 $18,450 $20,450 $22,100 $23,750 $25,400 $27,000
$38,150 $43,600 $49,050 $54,500 $58,900 $63,250 $67,600 $71,950

To be eligible to live in state public housing, a household must typically earn no more than 80 percent of the area median income. Income guidelines vary from year to year and region to region. To live in state assisted elderly public housing, you must be at least 60 years old. If you are a person with a disability, you must meet certain criteria to be eligible for state or federal housing for disabled persons.

  • Tenants residing in elderly/handicapped public housing pay 30% of net income and do not pay for any utilities.
  • Tenants residing in the family public housing development pay 30% of net income and pay for some utilities.
  • Tenants residing at our "off-site" family housing program pay 32% of net income and do not pay for any utilities.

Shelter Plus Care

S + S provides rental assistance for homeless people with disabilities, primarily those with serious mental illness, chronic problems with alcohol and/or drugs, and acquired immunodeficiency syndrome (AIDS), and related diseases.

Capacity Building for Community Development and Affordable Housing

Section 4 of the HUD Demonstration Act of 1993 authorizes HUD to provide assistance through competitive grants to five national nonprofit intermediary groups. These groups provide direct operational support, loans, grants, and predevelopment assistance to subgrantee CDCs and CHDOs or provide training and education to develop the capacity and ability of CDCs or CHDOs to undertake community development and affordable housing projects and programs. The grantees concentrate on neighborhood based nonprofit CDCs and CHDOs that have as part of their mission the holistic improvement of the neighborhood for the benefit of low income families.

Manufactured Homes Loan Insurance

HUD insures loans to finance the purchase of manufactured homes or lots. The loans are made by private lendingState of Housing in Florida institutions. The maximum loan amount is $69,678 for a manufactured home, $92,904 for a manufactured home and a suitably developed lot, and $23,226 for a developed lot. The maximum limits for combination home and lot loans may be increased up to 85 percent in designated high-cost areas. The maximum loan term varies from 15 to 25 years, depending on the type of loan. Most manufactured home loans are financed through purchases by lenders of retail installment contracts between homebuyers and manufactured home dealers.


Florida Department of Housing is authorized to counsel current and prospective homebuyers, homeowners, and tenants. The objective is to help homebuyers and tenants to improve their housing conditions. Counseling consists of information on the purchase and rental of housing, money management, budgeting, credit counseling, prevention of mortgage default and rent delinquencies that lead to foreclosure or eviction, home maintenance, fair housing laws, and requirements and guidance regarding the Home Equity Conversion Mortgage application.

Emergency Capital Repairs Program

This program provides grants for substantial capital repairs to eligible multifamily projects with elderly tenants that are needed to rehabilitate, modernize, or retrofit aging structures, common areas, or individual dwelling units. The capital repair needs must relate to items that present an immediate threat to the health, safety, and quality of life of the tenants. The intent of these grants is to provide one-time assistance for emergency items that could not be absorbed within the project's operating budget, and where the tenants' continued occupancy in the immediate future would be called into question by a delay in initiating the proposed cure

Multifamily Housing Service Coordinators

This program provides funding for service coordinators who assist elderly individuals and persons with disabilities, living in federally assisted multifamily housing and in the surrounding area, to obtain needed supportive services from community agencies. Independent living with assistance is a preferable, lower cost housing alternative to institutionalization for many frail older persons and persons with disabilities. HUD provides funding through three mechanisms:

  • A national competition with other properties for a limited amount of grant funding,
  • The use of the development's residual receipts or excess income, or
  • Budget-based rent increases or special rent adjustments.

Self-Help Housing Property Disposition

The property must be used for self-help housing for low-income persons. Residents of the property must make a substantial contribution of labor toward the construction, rehabilitation, or refurbishment of the property. HUD has the right to take the property back if it is not used in accordance with program requirements.

Housing Choice Voucher Program

The eligibility requirements for this program are:

  • Very low-income families;
  • Low-income families previously assisted under the public housing, Section 23, or Section 8 project-based housing programs;
  • Low-income families that are non-purchasing tenants of certain homeownership programs;
  • Low-income tenants displaced from certain Section 221 and 236 projects; or
  • Low-income families that meet PHA-specified eligibility criteria.

Homeownership Voucher Assistance

A public housing agency (PHA), at its option, may provide monthly assistance to families that have been admitted to the Section 8 Housing Choice Voucher program in accordance with HUD regulations, that meet certain criteria, and that are purchasing homes in an amount that would otherwise have been provided to that family as tenant-based voucher assistance.

Family Self-Sufficiency Program

The Family Self-Sufficiency (FSS) program is administered by public housing agencies (PHAs) with the help of program coordinating committees (PCCs). The PCC usually consists of representatives of local government, employment and job training agencies, welfare agencies, nonprofit providers, local businesses, and assisted families. Supportive services most commonly provided to FSS program participants are child care, transportation, remedial education, and job training.

Unemployment and the Waiting Lists

Some PHAs in Florida have long waiting lists, so you may want to apply at more than one PHA. According to the BLS current population survey (CPS), the unemployment rate for Florida fell 0.3 percentage points in March 2013 to 7.5%. The state unemployment rate was 0.1 percentage points lower than the national rate for the month. The unemployment rate in Florida peaked in December 2009 at 11.4% and is now 3.9 percentage points lower. Unemployment affects housing waiting lists.

Oxnard Public Housing Authority Written by Super User 1493
Fort Lauderdale Housing Authority Written by Super User 2143
Miami-Dade County Public Housing & Community Development Written by Super User 2127
Orange County Housing Finance Authority Written by Super User 1763
Orlando Housing Authority Written by Super User 2493
Tallahassee Housing Authority Written by Super User 1981