Housing Authorities in Indiana

State of Housing in IndianaThere are 66 Public Housing Authorities in the state of Indiana and the Indianapolis Field Office of Public Housing is responsible for the oversight and monitoring of these 66 Public Housing Authorities. The housing programs in Indiana aid low and moderate-income persons by providing housing subsidies and services, rehabilitation of current PH properties, and the improvement of public housing facilities.

Eligibility

To be eligible to live in state public housing or assisted rental, a family must typically earn no more than 80 percent of the area median income. Income guidelines vary from year to year and region to region. To live in state assisted elderly public housing, you must be at least 60 years old. If you are a person with a disability, you must meet certain criteria to be eligible for state or federal housing for disabled persons.

HUD Income Limits in Indiana

FY 2012 Very Low-Income (50%) Limit (VLIL)
Indiana
Income Limit Information Median Family Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
FY 2012 VLIL $60,100 $21,050 $24,050 $27,050 $30,050 $32,450 $34,850 $37,250 $39,650
FY 2012 Extremely Low-Income (30%) Limit (ELIL)
Indiana
Income Limit Information 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
FY 2012 ELIL $12,600 $14,400 $16,250 $18,050 $19,450 $20,900 $22,350 $23,800
FY 2012 Low-Income (80%) Limit (LIL)
Indiana
Income Limit Information 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
FY 2012 LIL $33,650 $38,450 $43,250 $48,100 $51,950 $55,750 $59,600 $63,450

Applicants must pass the followingeligibility requirements:

  • Income eligible
  • Pass a criminal background check
  • Preferential status:
  • Persons who are homeless due to natural disasters.
  • Persons who are homeless due to public action.
  • Persons with emergency needs (such as domestic violence victims, persons with medical emergencies, or homeless persons facing an immediate threat to their health and safety.
  • Veterans and local residents .

Development Fund

The Indiana Affordable Housing and Community Development Fund was established in 1989 through October, 2008, the Development Fund committed approximately $32 million to finance and develop a broad range of housing solutions including: 250 units of emergency and transitional housing, 1,200 units of rental housing, and 450 units of homebuyer housing. Trust Fund projects have leveraged $120 million in private investment in housing, as well as $100 million in income for other businesses.

Counseling for Homebuyers, Homeowners, and Tenants

The Indiana Housing departmentis authorized to counsel current and prospective homebuyers, homeowners, and tenantsState of Housing in Indiana through approximately 1,700 HUD-approved counseling agencies. These agencies are public and private nonprofit organizations with housing counseling skills and knowledge of HUD, VA, and conventional housing programs. HUD awards housing counseling grants on a competitive basis to its approved agencies when Congress appropriates funds for this purpose. The funding helps the approved agencies partially meet their operating expenses. These homebuyers, homeowners, and tenants are advised on the purchase and rental of housing, money management, budgeting, credit counseling, prevention of mortgage default and rent delinquencies that lead to foreclosure or eviction, home maintenance, fair housing laws, and requirements and guidance regarding the Home Equity Conversion Mortgage application.

Good Neighbor Next Door

Doctors, nurses, law enforcement officers, teachers, firefighters, and emergency medical technicians are encouraged to live in communities where they can contribute their professional training toward the development of the community. They will only pay a $100 downpayment for the home of their choice. This program makes homes in revitalization areas available to law enforcement officers, teachers, firefighters, and emergency medical technicians. Each year, HUD sells a limited number of properties from its inventory at a 50 percent discount from the list price to eligible persons in the above professions. To make these homes even more affordable, eligible program participants may apply for an FHA-insured mortgage with a downpayment of only $100. Because homes sold through this program are located in revitalization areas, there may be additional assistance from state or local government sources.

Energy Efficiency

Use the Energy Efficient Mortgage when you buy, sell, refinance, or remodel your home to increase your comfort and actually save money. It is easy to use, federally recognized, and can be applied to most home mortgages. EEMs provide the borrower with special benefits when purchasing a home that is energy efficient, or can be made efficient through the installation of energy-saving improvements.Homeowners with lower utility bills have more money in their pocket each month. They can afford to allocate a larger portion of their income to housing expenses. If you have more cash, why not buy a better, more comfortable home? There are two options with the Energy Efficient Mortgage.

Assisted-Living Conversion Program

State of Housing in IndianaThis program provides funding for the physical costs of converting some or all of units in an eligible development into an assisted-living facility or service-enriched housing, including the unit configuration, common and services space, and any necessary remodeling consistent with HUD's or the state's statute or regulations (whichever is more stringent). These facilities are designed to accommodate frail elderly and people with disabilities who can live independently, but need assistance with activities of daily living (e.g., assistance with eating, bathing, grooming, dressing, and home management activities). Under this program, funded facilities must provide supportive services, such as personal care, transportation, meals, housekeeping, or laundry.

Multifamily Housing Service Coordinators

This program provides funding for service coordinators who assist elderly individuals and persons with disabilities, living in federally assisted multifamily housing and in the surrounding area, to obtain needed supportive services from community agencies. Independent living with assistance is a preferable, lower cost housing alternative to institutionalization for many frail older persons and persons with disabilities. HUD provides funding through three mechanisms:

  • A national competition with other properties for a limited amount of grant funding,
  • The use of the development's residual receipts or excess income, or
  • Budget-based rent increases or special rent adjustments.

Nursing Homes and Facilities

The construction or renovation of nursing homes and facilities in Idaho are financed by HUD. Facilities can accommodateState of Housing in Indiana 20 or more patients requiring skilled nursing care and related medical services. Assisted living facilities and board and care facilities may contain no fewer than five one‑bedroom or efficiency units. Nursing home, intermediate care, and board and care services may be combined in the same facility covered by an insured mortgage or may be in separate facilities. Major equipment needed to operate the facility may be included in the mortgage. Licensed healthcare personnel provide care.

Housing Choice Voucher Program

A family renting a unit at or below the payment standard pays the highest of 30 percent of monthly adjusted income, 10 percent of monthly income, the welfare rent, or the PHA's minimum rent. A family renting a unit above the payment standard pays the highest of 30 percent of monthly adjusted income, 10 percent of monthly income, the welfare rent, or the PHA's minimum rent, plus the amount of rent above the payment standard.Eligibility for housing vouchers is limited to:

  • Very low-income families;
  • Low-income families previously assisted under the public housing, Section 23, or Section 8 project-based housing programs;
  • Low-income families that are non-purchasing tenants of certain homeownership programs;
  • Low-income tenants displaced from certain Section 221 and 236 projects; or
  • Low-income families that meet PHA-specified eligibility criteria.

Homeownership Voucher Assistance

A public housing agency (PHA), at its option, may provide monthly assistance to families that have been admitted to the Section 8 Housing Choice Voucher program in accordance with HUD regulations, that meet certain criteria, and that are purchasing homes in an amount that would otherwise have been provided to that family as tenant-based voucher assistance.

Choice Neighborhoods

Choice Neighborhoods grants primarily fund the preservation, rehabilitation and transformation of public and HUD-assistedState of Housing in Indiana housing. Funds may also be used for the conversion of vacant or foreclosed properties to affordable housing.Grantees must undertake comprehensive local planning with input from residents and the community. A strong emphasis is placed on local community planning for school and educational improvements, including early childhood initiatives.

Family Self-Sufficiency Program

The major components of the FSS program are a contract of participation between the PHA and the family, an individualized training and services plan for each participating family member, and an interest bearing escrow account. Credits to a family’s escrow account are based on increased income earned by family members during the term of their contract.

Equal Housing Opportunity

HUD programs must comply with federal laws prohibiting discrimination in federally assisted programs or activities.The Americans with Disabilities Act of 1990 and its implementing regulations at 28 CFR Part 35 prohibit discrimination against persons with disabilities in places of public accommodation.

Lead-Free Homes

This program addresses childhood lead-based paint poisoning and other childhood diseases associated with poor housing conditions such as exposure to moisture, mold, poor air quality, lead paint, residential application of pesticides, the presence of allergens, vermin, dust, and other substances that contribute to asthma, and hazardous conditions that increase the risk of injury.

Unemployment in Indiana

The unemployment rate for Indiana, according to the BLS, fell 0.0 percentage points in March 2013 to 8.7%.

Unemployment RateMarch 2013Month/MonthYear/Year
National 7.6% -0.1 -0.6
Indiana 8.7% 0.0 +0.5

The state unemployment rate was 1.1 percentage points higher than the national rate for the month. The unemployment rate in Indiana peaked in May 2009 at 10.8% and is now 2.1 percentage points lower. From a post peak low of 8.2% in March 2012, the unemployment rate has now grown by 0.5 percentage points. The waiting list for public housing in Indiana is directly affected by the unemployment rate.

Housing Authority of the City of Fort Way Written by Super User 1495
Indianapolis Housing Agency Written by Super User 1601
Marion Housing Authority Written by Super User 1452