Housing Authorities in New Hampshire

State of Housing in New HampshireNew Hampshire Housing promotes, finances and supports affordable housing to low-and moderate-income families. It provides rental assistance to low-income families and individuals, and it finances the development of quality, affordable rental housing in New Hampshire.

Rental Assistance Programs

New Hampshire Housing offers the following rental assistance programs to eligible low- and moderate-income persons and families:

  • Section 8 Housing Choice Voucher Rental Assistance Programs
    This program provides safe, decent, sanitary and affordable housing to very-low income households through subsidies. Program eligibility and assistance is based upon income and household size. This section also has all forms and publications needed by interested applicants and current Housing Choice Voucher participants.
  • 2. Emergency Housing Program
    This program helps households in imminent danger of eviction due to financial difficulty with short-term assistance when municipalities are unable to offer assistance.The Emergency Housing Program is designed to assist eligible households with short term assistance for rental payments when town welfare programs are unable to offer assistance. Participants must be New Hampshire residents and must be in imminent danger of eviction due to financial difficulty. All other potential sources of assistance must be explored and exhausted, and the total household income must be 50% or less of the area median income.

Home Ownership

New Hampshire Housing offers the option to use the Housing Choice Voucher towards homeownership for first-time homebuyers. There are eligibility requirements established by HUD and New Hampshire Housing.

Lead Hazard Control

This program promotes preventive measures to correct multiple safety and health hazards in the home environment. TheState of Housing in New Hampshire New Hampshire Housing Finance Authority has been awarded a $2,480,000 federal grant for the removal of hazardous lead paint from homes and apartments in New Hampshire. The grant period is from 2012 – 2015.These funds will be combined with $1,084,412 in owner matching funds and in-kind support, including $600,000 and $144,412 of in-kind support from New Hampshire Housing, $255,000 in matching funds from property owners, and $85,000 from the Belknap-Merrimack Community Action Agency.

Education Fund

New Hampshire Housing is offering the Harvey Schwartz Housing Policy Education Fund to honor the former board member Harvey Schwartz's commitment, dedication and focus on public affairs. The purpose of the fund is to provide individuals from the non-profit and public sectors an opportunity to access training and education to improve knowledge of and participation in housing policy issues statewide.

Eligible Individuals: Individuals employed by non-profit organizations, as well as employees, appointed officials, and volunteers of county and municipal government are eligible to receive assistance.

Program Purpose: Housing must be the principal focus of any training or educational opportunity for which an applicant is requesting funding. This may include housing policy and planning, housing development and management, housing financing, or housing and services. Only applicants that can demonstrate a direct relationship with their ongoing work will be considered for funding. In addition, applicants must certify that they have sought other funds and that funds are not available to them for this purpose.

State Housing Planning

New Hampshire Housing is responsible for a number of regulatory activities. Among them is the coordination of the state's Consolidated Plan and its annual updates. In addition, we offer a number of tools to municipal planners, housing developers and other housing professionals.

Consolidated Plan The state's Consolidated Plan is the five-year plan for the use of Community Development Block Grant, HOME Investment Partnerships, and Emergency Shelter Grant funds granted by the US Department of Housing and Urban Development.

Biennial Housing Plan Under its enabling legislation, New Hampshire Housing is charged with biennially preparing or updating a state housing plan to address the housing needs of low- and moderate-income individuals and families.

Housing and Community Development Planning Council The council, which is made up of industry experts and other professionals, is responsible for developing all components of New Hampshire's Consolidated Plan.

Housing Trust Fund

The Housing Trust Fund provides funds for the construction, rehabilitation, and preservation of rental homes and for homeownership for extremely low- and very low-income families.The Fund provides funding to developers to preserve, rehabilitate and construct housing, primarily for extremely low-income families. At least 80 percent of the funds must beState of Housing in New Hampshire used for the production, preservation, rehabilitation, or operation of rental housing. Up to 10 percent can be used for the following homeownership activities for first-time homebuyers: production, preservation, and rehabilitation; down payment assistance, closing cost assistance, and assistance for interest rate buy-downs.

Good Neighbor Next Door

The Good Neighbor Next Door program promotes safe and strong communities by encouraging persons whose daily professional responsibilities represent a nexus to the needs of the community to purchase and live in homes in these communities. This program makes homes in revitalization areas available to law enforcement officers, teachers, firefighters, and emergency medical technicians.

Self-Help Housing Property Disposition

The property must be used for self-help housing for low-income persons. Residents of the property must make a substantial contribution of labor toward the construction, rehabilitation, or refurbishment of the property. HUD has the right to take the property back if it is not used in accordance with program requirements.

Nursing Homes and Facilities

Assisted living facilities and board and care facilities may contain no fewer than five one‑bedroom or efficiency units. Nursing home, intermediate care, and board and care services may be combined in the same facility covered by an insured mortgage or may be in separate facilities. Major equipment needed to operate the facility may be included in the mortgage. Facilities for day care may be included.

Housing Choice Voucher Program

Eligibility for housing choice vouchers is limited to: (1) Very low-income families; (2) Low-income families previously assisted under the public housing, Section 23, or Section 8 project-based housing programs; (3) Low-income families that are non-purchasing tenants of certain homeownership programs; (4) Low-income tenants displaced from certain Section 221 and 236 projects; or (5) Low-income families that meet PHA-specified eligibility criteria.

Family Self-Sufficiency Program

The Family Self-Sufficiency (FSS) program is administered by public housing agencies (PHAs) with the help of program coordinating committees (PCCs). The PCC usually consists of representatives of local government, employment and job training agencies, welfare agencies, nonprofit providers, local businesses, and assisted families.

Indian Housing

Indian housing assistance (modernization or operating assistance for housing previously developed or operated pursuant to a contract between HUD and an Indian housing authority):

  • Development of additional affordable housing;
  • Housing-related services for affordable housing;
  • Management services for affordable housing;
  • Safety, security, and law enforcement measures and activities appropriate to protect residents of affordable housing from crime; and
  • Housing activities under model programs designed to carry out the purposes of the Act, if specifically approved by HUD, as appropriate.

Emergency Capital Repairs Program

This program provides grants for substantial capital repairs to eligible multifamily projects with elderly tenants that are needed to rehabilitate, modernize, or retrofit aging structures, common areas, or individual dwelling units. The capitalState of Housing in New Hampshire repair needs must relate to items that present an immediate threat to the health, safety, and quality of life of the tenants.

The Veterans Affairs Supportive Housing

The Veterans Affairs Supportive Housing (VASH) program combines Housing Choice Voucher (HCV) rental assistance for homeless Veterans with case management and clinical services provided by the Department of Veterans Affairs (VA). VA provides these services for participating Veterans at VA medical centers (VAMCs) and community-based outreach clinics.After determining which areas of the country have the highest number of homeless Veterans, the VA Central Office identifies VA facilities in the corresponding communities. HUD then selects PHAs near to the identified VA facilities, taking into consideration the PHAs’ administrative performance, and sends the PHAs invitations to apply for the vouchers.

Eligibility

The income limits for public housing and rental assistance change every year and are different in different parts of the state and for different sized families.

Income Limits for Housing Subsidy in New Hampshire

------------------------------ Income Limits Based On Fair Markey Rent (FMR) ------------------------------
1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
$27,450 $31,400 $35,300 $39,200 $42,350 $45,500 $48,650 $51,750

These persons are given preferential status: Those who are homeless due to natural disasters, Persons who are homeless due to public action; Persons with emergency needs (such as domestic violence victims, persons with medical emergencies, or homeless persons facing an immediate threat to their health and safety, Veterans and local residents.

Unemployment Rate in New Hampshire

The unemployment rate for New Hampshire fell 0.1 percentage points in March 2013 to 5.7%. The state unemployment rate was 1.9 percentage points lower than the national rate for the month. It peaked in October 2009 at 6.7% and is now 1.0 percentage points lower. From a post peak low of 5.3% in January 2012, the unemployment rate has now grown by 0.4 percentage points.

Unemployment RateMarch 2013Month/MonthYear/Year
National 7.6% -0.1 -0.6
New Hampshire 5.7% -0.1 +0.4

A state’s unemployment rate generally affects its housing waiting lists.The higher the unemployment rate, the longer the waiting lists are. New Hampshire’s unemployment rate is 1.9% lower than that of the national rate. This should have a positive effect on the waiting lists of housing agencies. Generally, however, the demand for housing and rent subsidy programs in New Hampshire far exceeds the available supply of funds and a small drop in the unemployment rate has an insignificant effect on the waiting lists. Please ask your housing agency for details of the programs you are interested in.