Housing Authorities in North Carolina

State of Housing in North CarolinaDuring the first quarter of 2013, North Carolina received $17,019,008 from HUD for the support of 126 local homeless housing and service programs. During the second quarter, an additional $806,566 was awarded to the State.

Public Housing

The public housing program is federally funded and generally provides rental housing to very low income families (below 30% of Area Median Income). The apartments are owned and operated by a local Public Housing Authority (PHA). PHAs are generally part of City or County government. The NC Housing Trust Fund does not fund public housing.

Section 8 or Housing Choice Voucher

The program is a rental subsidy from HUD that is either tenant based or project based. The tenant based program is generally called “Section 8 Vouchers.” HUD allocates funds throughout the country generally to PHAs to administer the Voucher program. Low income families apply to PHAs to receive a “voucher” which can be used with a private landlord to pay a portion of the tenant’s rent.The subsidy stays with the unit and a tenant cannot move and take the “subsidy” with them as in the Section 8 Voucher program. Tenants generally pay 30% of their income for rent and can only be evicted for good cause.

Self-help Homeownership Opportunity Program

HUD's Self-help Homeownership Opportunity Program (SHOP) provides funds for eligible national and regional non-profitState of Housing in North Carolina organizations to purchase home sites and develop or improve the infrastructure needed to set the stage for sweat equity and volunteer-based homeownership programs for low-income persons and families. SHOP funds are used for eligible expenses to develop decent, safe and sanitary non-luxury housing for low-income persons and families who otherwise would not become homeowners. Homebuyers must be willing to contribute significant amounts of their own sweat equity toward the construction of the housing units. North Carolina Housing Finance Agency's (NCHFA) Self-Help Loan Pool assists self-help housing organizations, such as Habitat for Humanity, to build homes for their clients.

Housing Counseling

NCHC educates tenants regarding their rights, responsibilities and options when a property owner ‘opts-out’ of the program, pre-pays their mortgage, or repeatedly fails to meet HUD’s housing standards. The purpose of the program is preservation of HUD-assisted affordable housing and engaging tenants in efforts to preserve eligible properties as affordable.HUD provides counseling service through approximately 1,700 HUD-approved counseling agencies. These agencies are public and private nonprofit organizations with housing counseling skills and knowledge of HUD, VA, and conventional housing programs. The funding helps the approved agencies partially meet their operating expenses.

Housing Support for People with Disabilities and Special Needs

The Alliance for Disability Advocates/Center for Independent Living (ADA/CIL) is committed to assisting people with disabilities to live independently and become productive, full participants in society. The entire staff and board, most of whom have disabilities, support people with disabilities in their efforts toward such life-affirming goals. They provide the following services:

  • Individual and Systems Advocacy.
  • Peer Mentoring and Support.
  • Information and Referral.
  • Independent Living Skills Training.
  • Community Integration.

For more information, please call them at 919-833-1117 or visit their website.

Free Legal Services

Disability Rights North Carolina (877-235-4210) helps North Carolinians with disabilities across gain access to services and opportunity through its legally based advocacy.NC Justice Center (919-856-2570) provides free legal services toState of Housing in North Carolina low-income individuals on issues that impact litigation and policy matters. The NC Human Relations Commission (919-789-5930 or 866-324-7474) is a state agency that investigates complaints of discrimination and enforces NC’s Fair Housing Law.The NC Attorney General’s Office (919-716-6000) handles consumer protection issues.

Weatherization Program

The North Carolina Weatherization Assistance Program provides weatherization services to low-income persons throughout the state. The program reduces household energy use and costs by improving the energy efficiency of a participant's home. Weatherization treats the entire home to a cost-effective, energy-efficient makeover, and may include:

  • Preventing drafts by sealing air leaks from doors and windows.
  • Insulating attics, walls, floors and pipes.
  • Sealing and insulating ducts.
  • Installing a smart thermostat.
  • Replacing existing lighting with energy efficient bulbs.
  • Replacing non-energy efficient refrigerators with energy efficient models.

The Weatherization Assistance Program is free to those who meet the income guidelines, and is implemented in all counties in the state through local agencies.

Manufactured Homes

If you have experienced problems buying or siting a manufactured home, or have complaints with a manufactured home that you have already purchased, you may:

  • Call the NC Department of Insurance, Manufactured Building Division at 919-661-5880. The state maintains a Manufactured Housing Board that mediates disputes between the industry and consumers, and they may be able to assist you.
  • Send a Consumer Complaint form to the NC Attorney General's office. Visit their website and follow the instructions for filing a complaint. If you cannot print the form out, call 919-716-6000, and they will send it to you.
  • Visit the Legal Aid of NC website and find the office closest to you. Legal Aid provides legal assistance to people with low incomes, and may be able to help you.

Housing Trust Fund

The NC Housing Trust Fund was created in 1987 and is administered by the NC Housing Finance Agency. It provides “bricks and mortar” financing for affordable housing throughout North Carolina. None of the Trust Fund is used forState of Housing in North Carolina administrative costs. The Trust Fund offers flexible financing to address the full range of housing needs in North Carolina – homeownership, rental housing, independent living apartments for the elderly, and supportive housing for persons with disabilities.

Family Self-Sufficiency Program

The Family Self-Sufficiency (FSS) program is administered by public housing agencies (PHAs) with the help of program coordinating committees (PCCs). The PCC usually consists of representatives of local government, employment and job training agencies, welfare agencies, nonprofit providers, local businesses, and assisted families.

Indian Housing

Indian housing assistance (modernization or operating assistance for housing previously developed or operated pursuant to a contract between HUD and an Indian housing authority):

  • Development of additional affordable housing;
  • Housing-related services for affordable housing;
  • Management services for affordable housing;
  • Safety, security, and law enforcement measures and activities appropriate to protect residents of affordable housing from crime; and
  • Housing activities under model programs designed to carry out the purposes of the Act, if specifically approved by HUD, as appropriate.

Lead Hazard Control

This program promotes preventive measures to correct multiple safety and health hazards in the home environment. It addresses childhood lead-based paint poisoning and other childhood diseases associated with poor housing conditions such as exposure to moisture, mold, poor air quality, lead paint, residential application of pesticides, the presence of allergens, vermin, dust, and other substances that contribute to asthma, and hazardous conditions that increase the risk of injury.

Veterans Housing Support

The Soldier Support Foundation assists soldiers, families, and communities by facilitating transition to society after serving our country in the Armed Forces.The HUD-Veterans Affairs Supportive Housing (HUD-VASH) program combines Housing Choice Voucher (HCV) rental assistance for homeless Veterans with case management and clinical services provided by the Department of Veterans Affairs (VA). VA provides these services for participating Veterans at VA medical centers (VAMCs) and community-based outreach clinics.After determining which areas of the country have the highest number of homeless Veterans, the VA Central Office identifies VA facilities in the corresponding communities. HUD thenState of Housing in North Carolina selects PHAs near to the identified VA facilities, taking into consideration the PHAs’ administrative performance, and sends the PHAs invitations to apply for the vouchers.


Applicants for public housing, rent subsidy, or other housing assistance must pass a criminal background check. They may be given priority status if they are: 1)Persons who are homeless due to natural disasters, 2) Persons who are homeless due to public action, 3) Persons with emergency needs (such as domestic violence victims, persons with medical emergencies, or homeless persons facing an immediate threat to their health and safety, 4) Veterans and local residents Income limits for public housing and vouchers are set by the government. They change every year and are different in different parts of the state and for different sized families. Often, the income limits for a housing program appear right on the application itself.

Income Limits for Housing Subsidy in North Carolina

FY 2013 Very Low-Income (50%) Limit (VLIL)
North Carolina
Income Limit Information Median Family Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
FY 2013 VLIL $56,200 $19,650 $22,500 $25,300 $28,100 $30,350 $32,600 $34,850 $37,100
FY 2013 Extremely Low-Income (30%) Limit (ELIL)
North Carolina
Income Limit Information 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
FY 2013 ELIL $11,800 $13,500 $15,150 $16,850 $18,200 $19,550 $20,900 $22,250
FY 2013 Low-Income (80%) Limit (LIL)
North Carolina
Income Limit Information 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
FY 2013 LIL $31,450 $35,950 $40,450 $44,950 $48,550 $52,150 $55,750 $59,350

Unemployment Rate in North Carolina

The unemployment rate for North Carolina fell 0.2 percentage points in March 2013 to 9.2%. The state unemployment rate was 1.6 percentage points higher than the national rate for the month. It peaked in February 2010 at 11.3% and is now 2.1 percentage points lower.

Unemployment RateMarch 2013Month/MonthYear/Year
National 7.6% -0.1 -0.6
North Carolina 9.2% -0.2 -0.2

A state’s unemployment rate generally affects its housing waiting lists. The higher the unemployment rate, the longer the waiting lists are.Please ask your housing agency for details of the programs you are interested in.