Housing Authorities in North Dakota

State of Housing in North DakotaA total of $ 71.6 million has been awarded to North Dakota since the first quarter of 2013 for the homeless assistance programs in the State. These programs are:

Section 8 Housing Voucher Assistance Program

The program provides rental and housing assistance to families across the state. Low income, working poor, and those faced with poverty are the primary beneficiaries of the program. The state of North Dakota will often have a waiting list for section 8 vouchers, and it could be several months long. There is very high demand for this rental assistance program, as it provides affordable, safe, and quality housing to families, single parents, and many others. It limits the amount of their income that someone needs to pay for their monthly rent and energy bills.

LIHEAP Energy Assistance Programs

The LIHEAP assistance program is a federally funded energy bill assistance program provides help to both struggling and lower income households who need assistance paying for their home energy bills. The program’s purpose is to assist lower income families and households with meeting their immediate home energy needs. Funds are available to help pay for both winter heating bills, as well as summer cooling bills, so the program provides year round assistance.Some forms of energy and heating bill assistance that is provided to low income households through local state government LIHEAP programs include: emergency bill assistance if a household's home energy service is either shut off or about to be shut off, financial assistance towards a household's heating or utility bill, and a wide range of other energy-related services are available if a states choose to offer them, such as utility equipment repair and replacement, weatherization upgrades and improvements, financial budgeting counseling and more.

Weatherization Assistance Programs

Energy conservation and weatherization programs are offered by all state governments across the nation, and theState of Housing in North Dakota services offered are free to homeowners and renters. The programs were created primarily to help lower and moderate income households save on their energy, utility, and heating bills. On average, weatherization programs will reduce heating bills by almost 35% and the program will lower overall energy bills by about $400 per year. The program is funded by grants from the federal government. Weatherization assistance programs are very successful. They have helped reduce the energy bills of millions of lower-income families and other families who are struggling or need help with paying their monthly energy bills. The program does not provide cash grants or direct aid. Rather, weatherization programs reduce the homeowner’s dependency and free up the money usually spent on energy bills so that families can spend the money on other, more pressing family issues and needs, such as their rent, mortgage, food, or medical bills.

Housing Trust Fund

The Housing Trust Fund provides funds for the construction, rehabilitation, and preservation of rental homes and for homeownership for extremely low- and very low-income families.The Fund provides funding to developers to preserve, rehabilitate and construct housing, primarily for extremely low-income families. At least 80 percent of the funds must be used for the production, preservation, rehabilitation, or operation of rental housing. Up to 10 percent can be used for the following homeownership activities for first-time homebuyers: production, preservation, and rehabilitation; down payment assistance, closing cost assistance, and assistance for interest rate buy-downs.

Manufactured Homes

HUD insures loans to finance the purchase of manufactured homes or lots. The loans are made by private lending institutions. The maximum loan amount is $69,678 for a manufactured home, $92,904 for a manufactured home and a suitably developed lot, and $23,226 for a developed lot. The maximum limits for combination home and lot loans may be increased up to 85 percent in designated high-cost areas. The maximum loan term varies from 15 to 25 years, depending on the type of loan. Most manufactured home loans are financed through purchases by lenders of retail installment contracts between homebuyers and manufactured home dealers.

Multifamily Housing Service Coordinators

This program provides funding for service coordinators who assist elderly individuals and persons with disabilities, living in federally assisted multifamily housing and in the surrounding area, to obtain needed supportive services from community agencies. Independent living with assistance is a preferable, lower cost housing alternative to institutionalization for many frail older persons and persons with disabilities. HUD provides funding through three mechanisms: (1) a national competition with other properties for a limited amount of grant funding, (2) the use of the development's residual receipts or excess income, or (3) budget-based rent increases or special rent adjustments.

Homeownership Voucher Assistance

A public housing agency (PHA), at its option, may provide monthly assistance to families that have been admitted to theState of Housing in North Dakota Section 8 Housing Choice Voucher program in accordance with HUD regulations, that meet certain criteria, and that are purchasing homes in an amount that would otherwise have been provided to that family as tenant-based voucher assistance.

Family Self-Sufficiency Program

The Family Self-Sufficiency (FSS) program is administered by public housing agencies (PHAs) with the help of program coordinating committees (PCCs). The PCC usually consists of representatives of local government, employment and job training agencies, welfare agencies, nonprofit providers, local businesses, and assisted families.

Lead Hazard Control

This program promotes preventive measures to correct multiple safety and health hazards in the home environment. It addresses childhood lead-based paint poisoning and other childhood diseases associated with poor housing conditions such as exposure to moisture, mold, poor air quality, lead paint, residential application of pesticides, the presence of allergens, vermin, dust, and other substances that contribute to asthma, and hazardous conditions that increase the risk of injury.

Sustainable Communities Initiative

The Sustainable Communities Initiative consists of two grant programs: Sustainable Communities Regional Planning Grants and Community Challenge Planning Grants. The Initiative also has a research and evaluation program.Research and Evaluation funding is also available, in coordination with the Department of Transportation, to evaluate both grant programs and support sustainable communities planning

Emergency Capital Repairs Program

This program provides grants for substantial capital repairs to eligible multifamily projects with elderly tenants that are needed to rehabilitate, modernize, or retrofit aging structures, common areas, or individual dwelling units. The capital repair needs must relate to items that present an immediate threat to the health, safety, and quality of life of the tenants.

Section 184 Indian Home Loan Guarantee Program

The Section 184 Indian Home Loan Guarantee Program is a home mortgage specifically designed for American IndianState of Housing in North Dakota and Alaska Native families, Alaska Villages, Tribes, or Tribally Designated Housing Entities. Section 184 loans can be used, both on and off native lands, for new construction, rehabilitation, purchase of an existing home, or refinance. Working with an expanding network of private sector and tribal partners, the Section 184 Program endeavors to increase access to capital for Native Americans and provide private funding opportunities for tribal housing agencies with the Section 184 Program. To help increase Native access to financing, the Office of Loan Guarantee within HUD’s Office of Native American Programs, guarantees the Section 184 home mortgage loans made to Native Borrowers.

The HUD-Veterans Affairs Supportive Housing

The HUD-Veterans Affairs Supportive Housing (HUD-VASH) program combines Housing Choice Voucher (HCV) rental assistance for homeless Veterans with case management and clinical services provided by the Department of Veterans Affairs (VA). VA provides these services for participating Veterans at VA medical centers (VAMCs) and community-based outreach clinics.After determining which areas of the country have the highest number of homeless Veterans, the VA Central Office identifies VA facilities in the corresponding communities. HUD then selects PHAs near to the identified VA facilities, taking into consideration the PHAs’ administrative performance, and sends the PHAs invitations to apply for the vouchers.


Income limits for public housing and rent subsidy vouchers change every year and are different in different parts of the state and for different sized families.

Income Limits for Housing Subsidy in North Dakota

FY 2013 Very Low-Income (50%) Limit (VLIL)
North Dakota
Income Limit Information Median Family Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
FY 2013 VLIL $56,200 $19,650 $22,500 $25,300 $28,100 $30,350 $32,600 $34,850 $37,100
FY 2013 Extremely Low-Income (30%) Limit (ELIL)
North Dakota
Income Limit Information 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
FY 2013 ELIL $11,800 $13,500 $15,150 $16,850 $18,200 $19,550 $20,900 $22,250
FY 2013 Low-Income (80%) Limit (LIL)
North Dakota
Income Limit Information 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
FY 2013 LIL $31,450 $35,950 $40,450 $44,950 $48,550 $52,150 $55,750 $59,350

Tenants residing in elderly/handicapped public housing pay 30% of net income and do not pay for any utilities.Tenants residing in the family public housing development pay 30% of net income and pay for some utilities.Tenants residing at our "off-site" family housing program pay 32% of net income and do not pay for any utilities. Applicants for public housing, rent subsidy, or other housing assistance must also pass a criminal background check.

Unemployment Rate in North Dakota

The unemployment rate for North Dakota rose 0.1 percentage points in April 2013 to 3.3%. The state unemployment rate was 4.2 percentage points lower than the national rate for the month. It peaked in March 2009 at 4.2% and is now 0.9 percentage points lower. From a post peak low of 3.0% in February 2012, the unemployment rate has now grown by 0.3 percentage point.

Unemployment RateApril 2013Month/MonthYear/Year
National 7.5% -0.1 -0.6
North Dakota 3.3% +0.1 +0.3

Waiting lists in many states had always been long and had been further affected by a state’s unemployment rate. The demand for housing and rent subsidy programs in North Dakota far exceeds the available supply of funds housing stock. Please ask your housing agency for details of the programs you are interested in.