Housing Authorities in South Carolina

State of Housing in South CarolinaSouth Carolina has received a total of $8,781,076 from HUD this year in a second round of grants to support 7 housing and service programs in the state. A third round of grant is scheduled later in the year to further support the housing programs in South Carolina.

Homeownership

The Homeownership program is designed to transform renters into homeowners. It is responsible for all aspects of home ownership from applicants to homeowner.

Public Housing

The Public Housing program provides subsidized housing assistance to qualified families in eleven South Carolina counties. The Public Housing program currently consists of 825 units in 16 developments and serves nearly 2000 residents.

Southeastern Housing Foundation

Southeastern Housing Foundation (SHF) is a non-profit foundation designed to create quality, safe, and affordable housing opportunities. SHF also owns and operates both Section 8 subsidized and conventional rental properties in South Carolina.

Homeownership Voucher Assistance

A public housing agency (PHA), at its option, may provide monthly assistance to families that have been admitted to the Section 8 Housing Choice Voucher program in accordance with HUD regulations, that meet certain criteria, and that are purchasing homes in an amount that would otherwise have been provided to that family as tenant-based voucher assistance.

Housing Choice Voucher Program

Section 8 or housing choice voucher is a rent subsidy that gives an eligible person some choice about where to live.TheState of Housing in South Carolina Section 8 program provides assistance to low-income families in the private rental market through the Housing Choice Voucher Program. Under Section 8, the local housing authority or a state housing agency gives the tenant a certificate or voucher that says the government will subsidize the person's rent payments. Generally, the tenant will pay no more than a third of his/her income on rent, with the government paying the rest. Under the Section 8 voucher program, a person may be allowed to pay a little more out of personal income to meet the higher rent charged in some areas or complexes. Eligibility for housing choice vouchers or Section 8 is limited to:

  • Very low-income families;
  • Low-income families previously assisted under the public housing, Section 23, or Section 8 project-based housing programs;
  • Low-income families that are non-purchasing tenants of certain homeownership programs;
  • Low-income tenants displaced from certain Section 221 and 236 projects; or
  • Low-income families that meet PHA-specified eligibility criteria.

For the Section 8 subsidy to apply, housing must have been inspected and meet HUD standards.

Eligibility

A family's annual income must fall within the low to very-low income limits set by HUD. For admission into the public housing units available before 10/1/81, a family's income cannot exceed 80% of the median income for the county or metropolitan area in which the family chooses to live. For admission into housing units that became available on or after 10/1/81, the family's income cannot exceed 50% of the median income for the area, unless HUD grants an exception. These income limits apply only at admission and are not applicable for continued occupancy.In addition, eligible residents normally pay no more than 30% of their monthly-adjusted income towards rent and utilities.

Income Limits for Housing Subsidy in South Carolina

FY 2013 Very Low-Income (50%) Limit (VLIL)
South Carolina
Income Limit Information Median Family Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
FY 2013 VLIL $55,000 $19,250 $22,000 $24,750 $27,500 $29,700 $31,900 $34,100 $36,300
FY 2013 Extremely Low-Income (30%) Limit (ELIL)
South Carolina
Income Limit Information 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
FY 2013 ELIL $11,550 $13,200 $14,850 $16,500 $17,800 $19,150 $20,450 $21,800
FY 2013 Low-Income (80%) Limit (LIL)
South Carolina
Income Limit Information 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
FY 2013 LIL $30,800 $35,200 $39,600 $44,000 $47,500 $51,050 $54,550 $58,100

There are five eligibility requirements that must be met before an applicant is admitted into the Public Housing program in South Carolina. These are:

  • Applicant must qualify as a family.
  • Annual gross income must be within Income Limits.
  • Applicant must be suitable for housing in accordance with HUD regulations.
  • Citizenship or eligible immigrant status must be met.
  • Required consent documents must be signed.

Qualifying as a Family- A family is defined as a group of individuals related by blood, marriage, adoption, or affinity whoState of Housing in South Carolina live together in a stable family relationship and who have the income and resources available to meet the family's needs. In addition, a family may consist of related and unrelated individuals, single people, disabled people, displaced people, and the elderly.

Unemployment Rate in South Carolina

The unemployment rate for South Carolina fell 0.4 percentage points in April 2013 to 8.0%. The state unemployment rate was 0.5 percentage points higher than the national rate for the month. It peaked in November 2009 at 11.9% and is now 3.9 percentage points lower.

Unemployment RateMarch 2013Month/MonthYear/Year
National 7.5% -0.1 -0.6
South Carolina 8.0% -0.4 -1.3

A state’s unemployment rate generally affects its housing waiting lists. The higher the unemployment rate, the longer the waiting lists. In almost all states, the demand for housing exceeds the available housing stock. While there may be a lengthy waiting list for most of these low-income homes, you may want to contact the public housing authority in the community in which you wish to reside to get your name on the waiting list or to obtain more information.