Housing Authorities in South Dakota

State of Housing in South DakotaSouth Dakota received $1,230,329 from HUD this year to renew support for 8 local homeless housing and service programs. The housing programs include:

Project Based Section 8

Low income families pay subsidized rent in privately-owned rental property. They must meet income guidelines and eligibility criteria.

Tenant Based Section 8, “Housing Choice Voucher” (HCV)

Qualified families receive portable vouchers that they can use to rent housing of their choice.

Rural Development (USDA 515)

Privately owned rental property where a portion of your rent may be paid by the federal government. You must meet certain income guidelines and eligibility criteria.

HOME

Rents are based on income guidelines agreed to at the time the property was funded. Rents are at a reduced rate and vary from property to property. No portion of your rent is paid by the federal government. (Unless combined with another subsidy program).

Housing Tax Credit

Rents are based on income guidelines agreed to at the time the property was funded. Rents are at a reduced rate and vary from property to property.

Public Housing

The rental property is owned by the local Public Housing agency. The tenant must meet income guidelines and eligibilityState of Housing in South Dakota criteria. A portion of the family’s rent is paid by the government.

Shelter plus Care (S+C)

This program provides rental assistance for homeless people with disabilities, primarily those with serious mental illness, chronic problems with alcohol and/or drugs, and acquired immunodeficiency syndrome (AIDS), and related diseases. Rental assistance grants must be matched in the aggregate by supportive services that are equal in value to the amount of rental assistance and appropriate to the needs of the population to be served. Recipients are chosen on a competitive basis nationwide.

Manufactured Homes

HUD insures loans to finance the purchase of manufactured homes or lots. The loans are made by private lending institutions. The maximum loan amount is $69,678 for a manufactured home, $92,904 for a manufactured home and a suitably developed lot, and $23,226 for a developed lot. The maximum limits for combination home and lot loans may be increased up to 85 percent in designated high-cost areas. The maximum loan term varies from 15 to 25 years, depending on the type of loan. Most manufactured home loans are financed through purchases by lenders of retail installment contracts between homebuyers and manufactured home dealers.

Counseling for Homebuyers, Homeowners, and Tenants

HUD provides counseling service through approximately 1,700 HUD-approved counseling agencies. These agencies are public and private nonprofit organizations with housing counseling skills and knowledge of HUD, VA, and conventional housing programs. The funding helps the approved agencies partially meet their operating expenses.

Self-Help Housing Property Disposition

The property must be used for self-help housing for low-income persons. Residents of the property must make a substantial contribution of labor toward the construction, rehabilitation, or refurbishment of the property. HUD has the right to take the property back if it is not used in accordance with program requirements.

Homeownership Voucher Assistance

A public housing agency (PHA), at its option, may provide monthly assistance to families that have been admitted to the Section 8 Housing Choice Voucher program in accordance with HUD regulations, that meet certain criteria, and that are purchasing homes in an amount that would otherwise have been provided to that family as tenant-based voucher assistance.

Indian Housing

Indian housing assistance (modernization or operating assistance for housing previously developed or operated pursuant to a contract between HUD and an Indian housing authority):

  • Development of additional affordable housing;
  • Housing-related services for affordable housing;
  • Management services for affordable housing;
  • Safety, security, and law enforcement measures and activities appropriate to protect residents of affordable housing from crime; and
  • Housing activities under model programs designed to carry out the purposes of the Act, if specifically approved by HUD, as appropriate.

The HUD-Veterans Affairs Supportive Housing

State of Housing in South DakotaThe HUD-Veterans Affairs Supportive Housing (HUD-VASH) program combines Housing Choice Voucher (HCV) rental assistance for homeless Veterans with case management and clinical services provided by the Department of Veterans Affairs (VA). VA provides these services for participating Veterans at VA medical centers (VAMCs) and community-based outreach clinics.After determining which areas of the country have the highest number of homeless Veterans, the VA Central Office identifies VA facilities in the corresponding communities. HUD then selects PHAs near to the identified VA facilities, taking into consideration the PHAs’ administrative performance, and sends the PHAs invitations to apply for the vouchers.

Eligibility

Income Limits for Housing Subsidy in South Dakota

FY 2013 Very Low-Income (50%) Limit (VLIL)
South Dakota
Income Limit Information Median Family Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
FY 2013 VLIL $63,800 $22,200 $25,350 $28,550 $31,700 $34,250 $36,800 $39,300 $41,850
FY 2013 Extremely Low-Income (30%) Limit (ELIL)
South Dakota
Income Limit Information 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
FY 2013 ELIL $13,300 $15,200 $17,100 $19,000 $20,550 $22,050 $23,550 $25,100
FY 2013 Low-Income (80%) Limit (LIL)
South Dakota
Income Limit Information 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
FY 2013 LIL $35,500 $40,550 $45,650 $50,700 $54,750 $58,850 $62,900 $66,950

Applicants for public housing, rent subsidy, or other housing assistance must pass a criminal background check. They are given priority status if they are:

  • Persons who are homeless due to natural disasters.
  • Persons who are homeless due to public action.
  • Persons with emergency needs (such as domestic violence victims, persons with medical emergencies, or homeless persons facing an immediate threat to their health and safety.
  • Veterans and local residents.

Unemployment Rate in South Dakota

The unemployment rate for South Dakota fell 0.2 percentage points in April 2013 to 4.1%. The state unemployment rate was 3.4 percentage points lower than the national rate for the month. It peaked in January 2010 at 5.4% and is now 1.3 percentage points lower.

Unemployment RateMarch 2013Month/MonthYear/Year
National 7.5% -0.1 -0.6
South Dakota 4.1% -0.2 -0.3

A state’s unemployment rate generally affects its housing waiting lists. The higher the unemployment rate, the longer the waiting lists. In almost all states, the demand for housing exceeds the available housing stock. While there may be a lengthy waiting list for most of these low-income homes, please ask your housing authority for details of the programs you want to join.