Housing Authorities in Texas

State of Housing in TexasThe Texas Department of Housing and Community Affairs (TDHCA)is the state's lead agency responsible for homeownership, affordable rental housing, community and energy assistance programs, and other public housing assistance to the low income Texams. The Manufactured Housing Division of TDHCA regulates the manufactured housing industry in Texas.The Department annually administers more than $400 million through for-profit, nonprofit, and local government partnerships to deliver local housing and community-based opportunities and assistance to Texans in need. TDHCA is under the administration of HUD.

These are the HUD grants awarded to Texas in 2013:

HOUSING GRANTS FOR TEXAS in 2013
DateAmountPurpose
Feb $12,000,000 Rental assistance to 385 extremely low-income persons with disabilities who are at extreme risk of homelessness.
Mar 13 $65,942,897 Support for 231 local homeless housing and service programs.
Mar 29 $11,750,000 Loan guarantee to the City of Dallas to provide needed housing, jobs, and economic development in the central business district.
May 2 $3,706,699 Support 16 local homeless housing and service programs in Texas.

Housing Choice Voucher Program

Section 8 or housing choice voucher is a rent subsidy that gives an eligible person some choice about where to live. The local housing authority or a state housing agency gives the tenant a certificate or voucher that says the government will subsidize the person's rent payments. The tenant will pay no more than a third of his/her income on rent, with the government paying the rest. Under the Section 8 voucher program, a person may be allowed to pay a little more out of personal income to meet the higher rent charged in some areas or complexes. Eligibility for housing choice vouchers or Section 8 is limited to:

  • Very low-income families;
  • Low-income families previously assisted under the public housing, Section 23, or Section 8 project-based housing programs;
  • Low-income families that are non-purchasing tenants of certain homeownership programs;
  • Low-income tenants displaced from certain Section 221 and 236 projects; or
  • Low-income families that meet PHA-specified eligibility criteria.

For the Section 8 subsidy to apply, housing must have been inspected and meet HUD standards.

Homeownership Voucher Assistance

A public housing agency (PHA), at its option, may provide monthly assistance to families that have been admitted to the Section 8 Housing Choice Voucher program in accordance with HUD regulations, that meet certain criteria, and that areState of Housing in Texas purchasing homes in an amount that would otherwise have been provided to that family as tenant-based voucher assistance.

Housing Trust Fund

The Housing Trust Fund provides funds for the construction, rehabilitation, and preservation of rental homes and for homeownership for extremely low- and very low-income families.The Fund provides funding to developers to preserve, rehabilitate and construct housing, primarily for extremely low-income families. At least 80 percent of the funds must be used for the production, preservation, rehabilitation, or operation of rental housing. Up to 10 percent can be used for the following homeownership activities for first-time homebuyers: production, preservation, and rehabilitation; down payment assistance, closing cost assistance, and assistance for interest rate buy-downs.

Shelter plus Care (S+C)

This program provides rental assistance for homeless people with disabilities, primarily those with serious mental illness, chronic problems with alcohol and/or drugs, and acquired immunodeficiency syndrome (AIDS), and related diseases. Rental assistance grants must be matched in the aggregate by supportive services that are equal in value to the amount of rental assistance and appropriate to the needs of the population to be served. Recipients are chosen on a competitive basis nationwide.

Manufactured Homes

HUD insures loans to finance the purchase of manufactured homes or lots. The loans are made by private lending institutions. The maximum loan amount is $69,678 for a manufactured home, $92,904 for a manufactured home and a suitably developed lot, and $23,226 for a developed lot. The maximum limits for combination home and lot loans may be increased up to 85 percent in designated high-cost areas. The maximum loan term varies from 15 to 25 years, depending on the type of loan. Most manufactured home loans are financed through purchases by lenders of retail installment contracts between homebuyers and manufactured home dealers.

Housing Education for Homebuyers, Homeowners, and Tenants

HUD provides counseling service through approximately 1,700 HUD-approved counseling agencies. These agencies are public and private nonprofit organizations with housing counseling skills and knowledge of HUD, VA, and conventionalState of Housing in Texas housing programs. The funding helps the approved agencies partially meet their operating expenses.

Multifamily Housing Service Coordinators

This program provides funding for service coordinators who assist elderly individuals and persons with disabilities, living in federally assisted multifamily housing and in the surrounding area, to obtain needed supportive services from community agencies. Independent living with assistance is a preferable, lower cost housing alternative to institutionalization for many frail older persons and persons with disabilities. HUD provides funding through three mechanisms:

  • A national competition with other properties for a limited amount of grant funding,
  • The use of the development's residual receipts or excess income, or
  • Budget-based rent increases or special rent adjustments.

Family Self-Sufficiency Program

The Family Self-Sufficiency (FSS) program is administered by public housing agencies (PHAs) with the help of program coordinating committees (PCCs). The PCC usually consists of representatives of local government, employment and job training agencies, welfare agencies, nonprofit providers, local businesses, and assisted families.

Lead Hazard Control

This program promotes preventive measures to correct multiple safety and health hazards in the home environment. It addresses childhood lead-based paint poisoning and other childhood diseases associated with poor housing conditions such as exposure to moisture, mold, poor air quality, lead paint, residential application of pesticides, the presence of allergens, vermin, dust, and other substances that contribute to asthma, and hazardous conditions that increase the risk of injury.

Sustainable Communities Initiative

The Sustainable Communities Initiative consists of two grant programs: Sustainable Communities Regional Planning Grants and Community Challenge Planning Grants. The Initiative also has a research and evaluation program.Research and Evaluation funding is also available, in coordination with the Department of Transportation, to evaluate both grant programs and support sustainable communities planning.

Emergency Capital Repairs Program

This program provides grants for substantial capital repairs to eligible multifamily projects with elderly tenants that are needed to rehabilitate, modernize, or retrofit aging structures, common areas, or individual dwelling units. The capital repair needs must relate to items that present an immediate threat to the health, safety, and quality of life of the tenants.State of Housing in Texas The intent of these grants is to provide one-time assistance for emergency items that could not be absorbed within the project's operating budget, and where the tenants' continued occupancy in the immediate future would be called into question by a delay in initiating the proposed cure.

Housing for Veterans

The HUD-Veterans Affairs Supportive Housing (HUD-VASH) program combines Housing Choice Voucher (HCV) rental assistance for homeless Veterans with case management and clinical services provided by the Department of Veterans Affairs (VA). VA provides these services for participating Veterans at VA medical centers (VAMCs) and community-based outreach clinics.After determining which areas of the country have the highest number of homeless Veterans, the VA Central Office identifies VA facilities in the corresponding communities. HUD then selects PHAs near to the identified VA facilities, taking into consideration the PHAs’ administrative performance, and sends the PHAs invitations to apply for the vouchers.

Eligibility for Public Housing

Income limits for public housing and vouchers are set by the government. They change every year and are different in different parts of the state and for different sized families.

Income Limits for Housing Subsidy in Texas

FY 2013 Very Low-Income (50%) Limit (VLIL)
Texas
Income Limit Information Median Family Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
FY 2013 VLIL $60,100 $21,050 $24,050 $27,050 $30,050 $32,450 $34,850 $37,250 $39,650
FY 2013 Extremely Low-Income (30%) Limit (ELIL)
Texas
Income Limit Information 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
FY 2013 ELIL $12,600 $14,400 $16,250 $18,050 $19,450 $20,900 $22,350 $23,800
FY 2013 Low-Income (80%) Limit (LIL)
Texas
Income Limit Information 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
FY 2013 LIL $33,650 $38,450 $43,250 $48,100 $51,950 $55,750 $59,600 $63,450

residing in elderly/handicapped public housing pay 30% of net income and do not pay for any utilities.Tenants residing in the family public housing development pay 30% of net income and pay for some utilities.Applicants for public housing, rent subsidy, or other housing assistance must also pass a criminal background check. They may be given priority status if they are:

  • Persons who are homeless due to natural disasters.
  • Persons who are homeless due to public action.
  • Persons with emergency needs (such as domestic violence victims, persons with medical emergencies, or homeless persons facing an immediate threat to their health and safety.
  • Veterans and local residents.

Unemployment Rate in Texas

The unemployment rate for Texas fell 0.0 percentage points in April 2013 to 6.4%. The state unemployment rate was 1.1 percentage points lower than the national rate for the month. It peaked in February 2010 at 8.3% and is now 1.9 percentage points lower. From a post peak low of 6.2% in December 2012, the unemployment rate has now grown by 0.2 percentage points.

Unemployment RateMarch 2013Month/MonthYear/Year
National 7.5% -0.1 -0.6
Texas 6.4% 0.0 -0.6

The demand for housing and rent subsidy programs in Texas far exceeds the available housing stock and supply of funds.Even if waiting lists are long, it is advisable to ask your housing agency for details of the programs that you want to join.