Housing Authorities in Utah

State of Housing in UtahOne of the biggest problems facing Utah is the availability of affordable housing. This year, Utah received the following grants from HUD for its housing and service programs:

May 23 $2,500,000 To remove lead based paints in Utah homes and protect children and families from other home health hazards.
May 2 $111,023 To support 1 local homeless housing program.
March 13 $7,842,765 To support 59 local homeless housing programs.
Total $10,453,788  




Utah and the federal government have several programs designed to provide financial incentives for developers to build low-income housing.

The Olene Walker Housing Loan Fund is administered by the Utah Division of Housing and Community Development to provide critical funding for the development of low-income housing. As it is a revolving fund, loan payments are returned to the fund allowing it to be used again for future projects.

The Critical Needs Housing Program provides grants and loans to non-profit organizations and local governments to promote and sustain quality affordable housing. Critical Needs is state-funded and administered by the Utah DepartmentState of Housing in Utah of Community & Culture. Critical Needs provides funding to help communities assist people to become more self-sufficient socially, physically, and economically by reducing poverty and improving the quality of life for low income Utahns.

Section 8 Housing Choice Voucher

Section 8 tenant-based rental assistance provides rental assistance vouchers that give low-income families and seniors more housing options by enabling them to live in market-rate units, allowing families to spend one-third of their income on housing with the voucher making up the difference.Project-based Section 8 is like tenant-based, but instead of the voucher following the tenants from rental to rental, the vouchers stay with the rental units themselves.

Section 202 and Section 811 help provide for the development and rental assistance of supportive housing for seniors and people with disabilities.

Rural Assistance

The U.S. Department of Agriculture runs several programs, including Section 521 Rental Assistance that is the rural equivalent of the Section 8 tenant-based rental assistance program. Once people slip though the housing safety net they need more direct assistance. Local homeless shelters across the state are a great help. In addition to generous donations, one of the primary funding sources for homeless shelters is the Pamela Atkinson Homeless Trust Fund administered by the Utah Department of Community and Culture. It is funded by the State of Utah and by individual contributions that can be made on the Utah Income Tax Form. The program is focused on moving people from homelessness to self-sufficiency, funding emergency shelter operations, meals, transitional housing, case management services, homeless outreach and day centers throughout the state.

Community Development Block Grant Program

The State of Utah Community Development Block Grant program provides grants to cities and towns of fewer than 50,000 in population and counties of fewer than 200,000 people.

Community Impact Board Programs

The Utah Permanent Community Impact Fund Board (CIB) provides loans and/or grants to state agencies and sub-divisions of the state which may be socially or economically impacted by mineral resource development on federal lands.

Olene Walker Housing Loan Fund

The Olene Walker Housing Loan Fund (OWHLF) develops housing that is affordable to very low, low and moderate-income persons as defined by the Department of Housing and Urban Development (HUD) with program rent and incomeState of Housing in Utah limits updated annually by HUD. Call 2-1-1 to find the agencies in your community that can connect you to services, and use our interactive database, FindHousing, to help locate an affordable rental unit.

Pamela Atkinson Homeless Trust Fund

The Pamela Atkinson Homeless Trust Fund (PAHTF) is funded by the Utah State Legislature and by contributions made by individuals on their Utah Individual Income Tax Form TC-40, the PAHTF is a competitive grant program to supplement various agencies statewide in moving people out of homelessness. Funding from the PAHTF is a critical component in Utah's Ten-Year Plan to End Chronic Homelessness.

State Community Services Office

The State Community Services Office provides guidance, oversight, and funding to help communities assist people to become more self-sufficient socially, physically, culturally and economically by reducing poverty and improving the quality of life for low-income Utahans. Call 2-1-1 to find the local agency in your community providing services.

State Energy Assistance & Lifeline

The State Energy Assistance & Lifeline (SEAL) Office includes the HEAT, HELP, UTAP, and Utility Moratorium Protection (UMP) programs. Call 2-1-1 to find the local agency that connects customers to services in your community.

State Homeless Coordinating Committee

The State Homeless Coordinating Committee provides oversight and approves allocations of funding for providers of homeless services. The committee ensures that services provided to the homeless are utilized in a cost-effective manner and works to facilitate a better understanding of homelessness. Programs are devoted to emergency housing, self- sufficiency, placement in employment or occupational training activities, special services to meet unique needs of the homeless with mental illness and those who are part of families with children. Contracts are awarded to providers based on need, diversity of geographic location, coordination with or enhancement of existing services, and the use of volunteers.

Utah State Small Business Credit Initiative (SSBCI)

SSBCI is designed to stimulate lending and activity for small businesses in Utah that cannot obtain credit from a financial institution without this assistance, but are credit-worthy borrowers.

Weatherization Assistance Program

Weatherization Assistance Program (WAP) helps low-income individuals and families reduce energy costs and increase comfort and safety in their homes. Individuals, families, the elderly and the disabled who are no more than 200 percent of the current federal poverty income level are eligible for help from the Weatherization Assistance Program. However,State of Housing in Utah priority is given to the elderly and disabled, households with high-energy consumption, emergency situations, and homes with preschool-age children. Call 2-1-1 to find the local agency in your community.

Manufactured Homes

HUD insures loans to finance the purchase of manufactured homes or lots. The loans are made by private lending institutions. The maximum loan amount is $69,678 for a manufactured home, $92,904 for a manufactured home and a suitably developed lot, and $23,226 for a developed lot. The maximum limits for combination home and lot loans may be increased up to 85 percent in designated high-cost areas. The maximum loan term varies from 15 to 25 years, depending on the type of loan. Most manufactured home loans are financed through purchases by lenders of retail installment contracts between homebuyers and manufactured home dealers.

Counseling for Homebuyers, Homeowners, and Tenants

HUD provides counseling service through approximately 1,700 HUD-approved counseling agencies. These agencies are public and private nonprofit organizations with housing counseling skills and knowledge of HUD, VA, and conventional housing programs. The funding helps the approved agencies partially meet their operating expenses.

Self-Help Housing Property Disposition

The property must be used for self-help housing for low-income persons. Residents of the property must make a substantial contribution of labor toward the construction, rehabilitation, or refurbishment of the property. HUD has the right to take the property back if it is not used in accordance with program requirements.

Housing Choice Voucher Program

Section 8 or housing choice voucher is a rent subsidy that gives an eligible person some choice about where to live. Under Section 8, the local housing authority or a state housing agency gives the tenant a certificate or voucher that says the government will subsidize the person's rent payments. Generally, the tenant will pay no more than a third of his/her income on rent, with the government paying the rest. Under the Section 8 voucher program, a person may be allowed to pay a little more out of personal income to meet the higher rent charged in some areas or complexes. Eligibility for housing choice vouchers or Section 8 is limited to:

  • Very low-income families;
  • Low-income families previously assisted under the public housing, Section 23, or Section 8 project-based housing programs;
  • Low-income families that are non-purchasing tenants of certain homeownership programs;
  • Low-income tenants displaced from certain Section 221 and 236 projects; or
  • Low-income families that meet PHA-specified eligibility criteria.

For the Section 8 subsidy to apply, housing must have been inspected and meet HUD standards.

Homeownership Voucher Assistance

A public housing agency (PHA), at its option, may provide monthly assistance to families that have been admitted to theState of Housing in Utah Section 8 Housing Choice Voucher program in accordance with HUD regulations, that meet certain criteria, and that are purchasing homes in an amount that would otherwise have been provided to that family as tenant-based voucher assistance.

Family Self-Sufficiency Program

The Family Self-Sufficiency (FSS) program is administered by public housing agencies (PHAs) with the help of program coordinating committees (PCCs). The PCC usually consists of representatives of local government, employment and job training agencies, welfare agencies, nonprofit providers, local businesses, and assisted families.

Sustainable Communities Initiative

The Sustainable Communities Initiative consists of two grant programs: Sustainable Communities Regional Planning Grants and Community Challenge Planning Grants. The Initiative also has a research and evaluation program.Research and Evaluation funding is also available, in coordination with the Department of Transportation, to evaluate both grant programs and support sustainable communities planning.

Emergency Capital Repairs Program

This program provides grants for substantial capital repairs to eligible multifamily projects with elderly tenants that are needed to rehabilitate, modernize, or retrofit aging structures, common areas, or individual dwelling units. The capital repair needs must relate to items that present an immediate threat to the health, safety, and quality of life of the tenants. The intent of these grants is to provide one-time assistance for emergency items that could not be absorbed within the project's operating budget, and where the tenants' continued occupancy in the immediate future would be called into question by a delay in initiating the proposed cure.

The HUD-Veterans Affairs Supportive Housing

The HUD-Veterans Affairs Supportive Housing (HUD-VASH) program combines Housing Choice Voucher (HCV) rental assistance for homeless Veterans with case management and clinical services provided by the Department of Veterans Affairs (VA). VA provides these services for participating Veterans at VA medical centers (VAMCs) and community-based outreach clinics.After determining which areas of the country have the highest number of homeless Veterans, the VAState of Housing in Utah Central Office identifies VA facilities in the corresponding communities. HUD then selects PHAs near to the identified VA facilities, taking into consideration the PHAs’ administrative performance, and sends the PHAs invitations to apply for the vouchers.


Most of Utah's housing assistance is available through Utah's Community Action Agencies and local housing authorities. Eligibility depends largely on income. Income limits for public housing and vouchers are set by the government. They change every year and are different in different parts of the state and for different sized families. Often, the income limits for a housing program appear right on the application itself.

Income Limits for Housing Subsidy in Utah

FY 2013 Very Low-Income (50%) Limit (VLIL)
Income Limit Information Median Family Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
FY 2013 VLIL $65,500 $22,950 $26,200 $29,500 $32,750 $35,350 $38,000 $40,600 $43,250
FY 2013 Extremely Low-Income (30%) Limit (ELIL)
Income Limit Information 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
FY 2013 ELIL $13,750 $15,700 $17,700 $19,650 $21,200 $22,800 $24,350 $25,950
FY 2013 Low-Income (80%) Limit (LIL)
Income Limit Information 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
FY 2013 LIL $36,700 $41,900 $47,150 $52,400 $56,600 $60,800 $65,000 $69,150

Unemployment Rate in Utah

The unemployment rate for Utah fell 0.2 percentage points in April 2013 to 4.7%. The state unemployment rate was 2.8 percentage points lower than the national rate for the month. It peaked in December 2009 at 8.4% and is now 3.7 percentage points lower.

Unemployment RateMarch 2013Month/MonthYear/Year
National 7.5% -0.1 -0.6
Utah 4.7% -0.2 -1.0

The demand for housing and rent subsidy programs in Utah far exceeds the available supply of funds and housing stock. Please ask your housing agency for details of the programs you are interested in.