Housing Authorities in Vermont

State of Housing in VermontThe Department of Housing & Community Development (DHCD) coordinates and oversees the implementation of Vermont’s housing policy, facilitates collaboration among state housing agencies, serves as a resource to housing providers and promotes the production and preservation of housing that is affordable to all. The Housing Division administers the Mobile Home Parks Program and the Charitable Housing Investment Tax Credit and coordinates development of the state's HUD Consolidated Plan for Housing and Community Development.

The Vermont State Housing Authority (VSHA) is dedicated to the development and preservation of affordable housing in Vermont. As part of this effort, the organization is actively involved in the acquisition, construction, and rehabilitation of multi-unit complexes and mobile home parks throughout the state of Vermont.

In addition to the $3,406,105 that HUD awarded to Vermont in March this year, another round of grants was awarded, $94,500. These grants are for the support of local housing and housing service programs in Vermont.

Rental Assistance Program

Section 8 Rental Assistance

The Section 8 Existing program provides rental assistance to help eligible families live in safe and decent housing of their choice. With funding provided by the Department of Housing and Urban Development (HUD) and administered by local public housing authorities, as well as VSHA, this program utilizes privately owned existing housing stock.Families, elderly, disabled and single people whose income falls within the income guidelines qualify for this program. After a person applies and is determined eligible, they are placed on a waiting list until funds become available to assist them. When funding becomes available, a certificate or voucher is issued.

Mobile Home Rent-to-Own

Legislation effective September 1, 2010 clarified the rights and obligations of sellers and owners of a mobile home, amended the mobile home uniform bill of sale, and established requirements for mobile home sales transactions. Under this law, parties to a rent-to-own agreement are considered a landlord and tenant unless they have entered into a written contract in accordance with 9 V.S.A, Chapter 59 and completed, executed, and filed a Mobile Home Uniform Bill of Sale with the town clerk.

Shelter Plus Care

The Shelter Plus Care program provides rental assistance to homeless people with disabilities. Supportive services, atState of Housing in Vermont least equal in value to the rental assistance, must be funded from other sources.This program provides rental assistance for homeless people with disabilities, primarily those with serious mental illness, chronic problems with alcohol and/or drugs, and acquired immunodeficiency syndrome (AIDS), and related diseases. Rental assistance grants must be matched in the aggregate by supportive services that are equal in value to the amount of rental assistance and appropriate to the needs of the population to be served. Recipients are chosen on a competitive basis nationwide.

The Family Unification program promotes family unification by providing rental assistance to families for whom the lack of adequate housing is a primary factor in the separation, or threat of imminent separation, of children from their families. Program eligible households are referred to VSHA by the Department of Social and Rehabilitative Services.

The Mainstream Housing program funds rental assistance for non-elderly disabled families. Its primary purpose is to enable disabled families to rent affordable private housing.

Tenants in the Section 8 Existing Housing Choice Voucher program are free to select their own housing unit anywhere in the state where VSHA has the authority to operate, provided the unit meets housing quality standards and certain rent limitations. Housing quality standards help to insure that housing rented under this program is decent, safe and sanitary.

New Construction/Substantial Rehabilitation

This program was designed to create new and rehabilitated housing for low income families and the elderly in communities without sufficient housing that is rated safe, sanitary and adequate. Since the early 1980's, no new housing has been constructed or rehabilitated under this program.

Section 8 Home Ownership Program

VSHA allows some people who have Section 8 Rental Vouchers to convert them into Home Ownership Vouchers. To be eligible for the Home Ownership Program:

  • Applicant must have a tenant-based "rental voucher"with VSHA.
  • The adults in your household who will have ownership interest must fall within the minimum and maximum income requirements of the program.
  • If your household is not elderly or disabled, at least one adult must be employed full time. Full time, for the purposes of this program, means an average of thirty hours per week for twelve consecutive months.
  • To participate in this program, you must not own a home currently, and can't have owned a home in the past three years (there are some exceptions for single parents who owned a home while married, and for displaced homemakers and for disabled households).

The Vermont Lead-Based Paint Hazard Reduction Program provides financial and technical assistance to income-State of Housing in Vermonteligible landlords and homeowners to reduce the risk of lead poisoning caused by lead-based paint hazards. Residents are relocated while work is underway. Work is completed by certified lead abatement contractors and testing is done to insure properties are safe before residents return. This program promotes preventive measures to correct multiple safety and health hazards in the home environment. It addresses childhood lead-based paint poisoning and other childhood diseases associated with poor housing conditions such as exposure to moisture, mold, poor air quality, lead paint, residential application of pesticides, the presence of allergens, vermin, dust, and other substances that contribute to asthma, and hazardous conditions that increase the risk of injury.

Homeownership Programs

The Homeland Program provides purchase subsidies and assistance with down payment and closing costs and rehabilitation loans to make home ownership more affordable for Vermonters. Applicants for Homeland funds are pre-qualified to purchase a home within a given price range based on their income. Depending on income level, need, and other factors, homeowners may receive grants (generally 20% of the purchase price, up to $40,000) towards the purchase price of a home. In addition to the Homeland grant, buyers obtain mortgage loan financing and contribute their own cash resources (at least $1,500) towards the purchase price of the home. Low-interest mortgage loan financing from the Vermont Housing Finance Agency is available through private banks statewide and is frequently used with Homeland funds. USDA Rural Development also sponsors low-interest mortgage financing programs.Successful completion of a one-day home purchase education program at one of five NeighborWorksHomeOwnership Centers around the state is a requirement for each buyer receiving Homeland funds. The HomeOwnership Centers are located in Burlington, St. Albans, Springfield, West Rutland, Lyndonville and Barre.

Elderly Housing Property List

Addison County, Middlebury Commons, Caledonia County, Lauredon Village Apartments, Chittenden County, Meadowlane Apartments, Franklin County, Swanton Village, Apartments, Welden Villa Apartments, Rutland County, Neshobe House, Washington County, Dogwood Glen, Fairground Apartments, Green Mountain Apartments, School Street Apartments, Windsor County, Brightwood House, Colodny Building, Depot Apartments.

Family Housing Property List

Franklin County, Abenaki Acres, Hillcrest Views, Lamoille County, Colonial Manor, Orange County, Meadowbrook Place, Washington County, Dogwood Glen, Hilltop Townhouses, Hollister Hill Apartments, Morse Block, School Street Apartments, Windsor County, Depot Apartments, Hollow Drive, Northwoods.

Mobile Home Parks Property List

Bennington County, Mountainview Court, Chittenden County, Birchwood Manor, Fernwood Manor, Mountain View, Windemere, Grand Isle County, Coopers Bay, Orange County, Mobile Acres, Northwind, Orleans County, Derby, Rutland County Coburns, Washington County, Sandy Pines, Windham County, Charette, Deepwood Shady Pines, Windsor County, Olcott Falls Manor, Riverside, Windy Hill Acres.

Housing Trust Fund

The Housing Trust Fund provides funds for the construction, rehabilitation, and preservation of rental homes and for homeownership for extremely low- and very low-income families.The Fund provides funding to developers to preserve, rehabilitate and construct housing, primarily for extremely low-income families. At least 80 percent of the funds must beState of Housing in Vermont used for the production, preservation, rehabilitation, or operation of rental housing. Up to 10 percent can be used for the following homeownership activities for first-time homebuyers: production, preservation, and rehabilitation; down payment assistance, closing cost assistance, and assistance for interest rate buy-downs.

Supportive Housing for Veterans

The HUD-Veterans Affairs Supportive Housing (HUD-VASH) program combines Housing Choice Voucher (HCV) rental assistance for homeless Veterans with case management and clinical services provided by the Department of Veterans Affairs (VA). VA provides these services for participating Veterans at VA medical centers (VAMCs) and community-based outreach clinics.After determining which areas of the country have the highest number of homeless Veterans, the VA Central Office identifies VA facilities in the corresponding communities. HUD then selects PHAs near to the identified VA facilities, taking into consideration the PHAs’ administrative performance, and sends the PHAs invitations to apply for the vouchers.

Income Eligibility

Income limits for public housing and vouchers are set by the government. They change every year and are different in different parts of the state and for different sized families.

Income Limits for Housing Subsidy in Vermont

FY 2013 Very Low-Income (50%) Limit (VLIL)
Income Limit Information Median Family Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
FY 2013 VLIL $65,500 $22,950 $26,200 $29,500 $32,750 $35,350 $38,000 $40,600 $43,250
FY 2013 Extremely Low-Income (30%) Limit (ELIL)
Income Limit Information 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
FY 2013 ELIL $13,750 $15,700 $17,700 $19,650 $21,200 $22,800 $24,350 $25,950
FY 2013 Low-Income (80%) Limit (LIL)
Income Limit Information 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
FY 2013 LIL $36,700 $41,900 $47,150 $52,400 $56,600 $60,800 $65,000 $69,150

Unemployment Rate in Vermont

The unemployment rate for Vermont fell 0.1 percentage points in April 2013 to 4.0%. The state unemployment rate was 3.5 percentage points lower than the national rate for the month. It peaked in April 2009 at 7.2% and is now 3.2 percentage points lower.

Unemployment RateMarch 2013Month/MonthYear/Year
National 7.5% -0.1 -0.6
Vermont 4.0% -0.1 -0.9

Please ask your housing agency for details of the programs you are interested in.